RIF FORSIKRINGSSERVICE AS

0369 OSLO

Finances

Share Ownership

Return on Equity

−25,92 %

Current Ratio

4,9

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	4 550 000	4 640 000	4 812 000	4 881 000
Net Income	−856 000	405 000	205 000	74 000
Total Assets	4 150 000	5 105 000	6 092 000	4 586 000
Total Equity	3 303 000	4 159 000	3 754 000	3 549 000

Income (NOK)	2022	2021	2020	2019
Revenue	4 550 000	4 640 000	4 812 000	4 881 000
Expenditure	5 494 000	4 117 000	4 609 000	4 858 000
Operating Profit	−944 000	522 000	202 000	23 000
Financial Income	88 000	17 000	72 000	75 000
Financial Costs	0	0	0	0
Financial Balance	88 000	17 000	72 000	75 000
Earnings Before Tax	−856 000	540 000	274 000	98 000
Tax	0	135 000	68 000	25 000
Net Income	−856 000	405 000	205 000	74 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	0	0	0	0
Total Current Assets	4 150 000	5 105 000	6 092 000	4 586 000
Total Assets	4 150 000	5 105 000	6 092 000	4 586 000
Total Retained Equity	3 203 000	4 059 000	3 654 000	3 449 000
Total Equity	3 303 000	4 159 000	3 754 000	3 549 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	847 000	946 000	2 338 000	1 037 000
Total Equity and Debt	4 150 000	5 105 000	6 092 000	4 586 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	4 550 000	4 640 000	4 812 000	4 881 000
Other Income	0	0	0	0
Revenue	4 550 000	4 640 000	4 812 000	4 881 000
Cost of Goods Sold	289 000	363 000	440 000	738 000
Salary Costs	3 798 000	2 975 000	3 445 000	3 168 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	5 494 000	4 117 000	4 609 000	4 858 000
Operating Profit	−944 000	522 000	202 000	23 000
Financial Income	88 000	17 000	72 000	75 000
Financial Costs	0	0	0	0
Financial Balance	88 000	17 000	72 000	75 000
Dividends	0	0	0	0
Net Income	−856 000	405 000	205 000	74 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	0	0	0	0
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	4 072 000	5 034 000	5 975 000	4 523 000
Total Current Assets	4 150 000	5 105 000	6 092 000	4 586 000
Total Assets	4 150 000	5 105 000	6 092 000	4 586 000
Total Equity	3 303 000	4 159 000	3 754 000	3 549 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	184 000	293 000	210 000	514 000
Unpaid Taxes	370 000	243 000	329 000	283 000
Dividends	0	0	0	0
Other Current Debt	293 000	275 000	1 731 000	215 000
Total Current Debt	847 000	946 000	2 338 000	1 037 000
Total Equity and Debt	4 150 000	5 105 000	6 092 000	4 586 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−25,92 %	9,74 %	5,46 %	2,09 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	−20,75 %	11,25 %	4,2 %	0,47 %
Current Ratio	4,9	5,4	2,61	4,42
Quick Ratio	4,9	5,4	2,61	4,42
Equity Ratio	0,8	0,81	0,62	0,77
Gross Profit Margin	93,65 %	92,18 %	90,86 %	84,88 %