RESURS BANK AB

0152 OSLO

Finances

Return on Equity

9,13 %

Current Ratio

1,39

Debt-to-Equity Ratio

0,74

Key figures (SEK)	2022	2021	2020	2019
Revenue	3 205 214 000	3 089 055 000	3 413 978 000	3 493 009 000
Net Income	608 473 000	979 422 000	826 928 000	1 012 390 000
Total Assets	46 781 714 000	42 181 569 000	39 629 652 000	40 261 420 000
Total Equity	6 667 050 000	6 477 948 000	6 524 736 000	5 788 181 000

Income (SEK)	2022	2021	2020	2019
Revenue	3 205 214 000	3 089 055 000	3 413 978 000	3 493 009 000
Expenditure	1 605 130 000	1 427 086 000	1 418 197 000	1 494 703 000
Operating Profit	1 600 538 000	1 661 898 000	1 995 975 000	1 998 306 000
Financial Income	0	0	0	0
Financial Costs	789 061 000	644 853 000	854 566 000	669 662 000
Financial Balance	−789 061 000	−644 853 000	−854 566 000	−669 662 000
Earnings Before Tax	811 477 000	1 017 045 000	1 141 409 000	1 328 644 000
Tax	−203 004 000	−253 963 000	−314 481 000	316 254 000
Net Income	608 473 000	979 422 000	826 928 000	1 012 390 000

Balance (SEK)	2022	2021	2020	2019
Total Fixed Assets	1 922 945 000	1 855 118 000	1 866 126 000	2 131 669 000
Total Current Assets	44 627 162 000	40 110 861 000	37 555 006 000	38 482 790 000
Total Assets	46 781 714 000	42 181 569 000	39 629 652 000	40 261 420 000
Total Retained Equity	6 154 550 000	5 965 448 000	6 012 236 000	5 275 681 000
Total Equity	6 667 050 000	6 477 948 000	6 524 736 000	5 788 181 000
Total Long-Term Debt	4 924 732 000	6 489 874 000	5 116 612 000	5 590 064 000
Total Current Debt	32 175 197 000	26 288 192 000	24 980 510 000	28 883 175 000
Total Equity and Debt	46 781 713 000	42 181 569 000	39 629 652 000	31 192 588 000

Cash flow (SEK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	3 205 214 000	3 089 055 000	3 413 978 000	3 493 009 000
Cost of Goods Sold	0	0	0	0
Salary Costs	1 411 245 000	1 226 322 000	1 178 587 000	528 113 000
Depreciation	118 662 000	122 811 000	131 707 000	148 555 000
Impairment	0	0	0	−208 000
Expenditure	1 605 130 000	1 427 086 000	1 418 197 000	1 494 703 000
Operating Profit	1 600 538 000	1 661 898 000	1 995 975 000	1 998 306 000
Financial Income	0	0	0	0
Financial Costs	789 061 000	644 853 000	854 566 000	669 662 000
Financial Balance	−789 061 000	−644 853 000	−854 566 000	−669 662 000
Dividends	0	0	0	0
Net Income	608 473 000	979 422 000	826 928 000	1 012 390 000

Balance details (SEK)	2022	2021	2020	2019
Goodwill	0	0	0	1 469 483 000
Total Intangible Assets	1 266 639 000	1 330 443 000	1 365 443 000	1 572 416 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	57 612 000
Total Tangible Assets	54 190 000	52 587 000	50 200 000	57 612 000
Total Fiancial Fixed Assets	602 116 000	472 088 000	450 483 000	501 641 000
Total Fixed Assets	1 922 945 000	1 855 118 000	1 866 126 000	2 131 669 000
Stock	0	0	0	0
Total Investments	3 129 625 000	2 450 963 000	2 952 823 000	2 615 020 000
Cash, Bank	0	0	0	0
Total Current Assets	44 627 162 000	40 110 861 000	37 555 006 000	38 482 790 000
Total Assets	46 781 714 000	42 181 569 000	39 629 652 000	40 261 420 000
Total Equity	6 667 050 000	6 477 948 000	6 524 736 000	5 788 181 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	4 924 732 000	6 489 874 000	5 116 612 000	5 590 064 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	35 189 931 000	29 213 747 000	27 880 904 000	28 788 275 000
Total Current Debt	32 175 197 000	26 288 192 000	24 980 510 000	28 883 175 000
Total Equity and Debt	46 781 713 000	42 181 569 000	39 629 652 000	31 192 588 000

Financial indicators	2022	2021	2020	2019
Return on Equity	9,13 %	15,12 %	12,67 %	17,49 %
Debt-to-Equity Ratio	0,74	1	0,78	0,97
Operating Profit Margin	49,94 %	53,8 %	58,46 %	57,21 %
Current Ratio	1,39	1,53	1,5	1,33
Quick Ratio	1,39	1,53	1,5	1,33
Equity Ratio	0,14	0,15	0,16	0,14
Gross Profit Margin	100 %	100 %	100 %	100 %