PROTECTOR FORSIKRING ASA

0250 OSLO

Finances

Return on Equity

23,5 %

Current Ratio

4,66

Debt-to-Equity Ratio

3,75

Key figures (NOK)	2022	2021	2020	2019
Revenue	5 726 451 000	4 931 446 000	4 633 023 000	4 158 023 000
Net Income	809 476 000	1 203 975 000	979 204 000	−4 534 000
Total Assets	19 949 374 000	19 246 276 000	16 750 251 000	14 742 205 000
Total Equity	3 444 732 000	3 582 129 000	3 030 473 000	2 019 335 000

Income (NOK)	2022	2021	2020	2019
Revenue	5 726 451 000	4 931 446 000	4 633 023 000	4 158 023 000
Expenditure	0	4 393 433 000	4 386 432 000	4 321 052 000
Operating Profit	599 599 000	538 013 000	246 591 000	−163 029 000
Financial Income	511 361 000	963 086 000	924 795 000	161 310 000
Financial Costs	34 367 000	84 760 000	126 568 000	70 217 000
Financial Balance	476 994 000	878 326 000	798 227 000	91 093 000
Earnings Before Tax	1 009 481 000	1 416 339 000	1 044 818 000	−71 936 000
Tax	166 694 000	251 656 000	159 958 000	4 143 000
Net Income	809 476 000	1 203 975 000	979 204 000	−4 534 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	3 097 627 000	107 330 000	84 134 000	81 478 000
Total Current Assets	16 755 803 000	19 138 946 000	16 666 117 000	14 660 727 000
Total Assets	19 949 374 000	19 246 276 000	16 750 251 000	14 742 205 000
Total Retained Equity	3 094 678 000	3 232 080 000	2 680 910 000	1 669 896 000
Total Equity	3 444 732 000	3 582 129 000	3 030 473 000	2 019 335 000
Total Long-Term Debt	12 906 581 000	1 697 475 000	1 615 399 000	9 701 657 000
Total Current Debt	3 598 062 000	13 966 672 000	12 104 379 000	3 021 213 000
Total Equity and Debt	19 949 375 000	19 246 276 000	16 750 251 000	14 742 205 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	5 714 595 000	4 920 737 000	4 613 513 000	4 147 513 000
Other Income	11 856 000	10 709 000	19 510 000	10 510 000
Revenue	5 726 451 000	4 931 446 000	4 633 023 000	4 158 023 000
Cost of Goods Sold	0	3 810 063 000	3 901 370 000	3 949 099 000
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	4 393 433 000	4 386 432 000	4 321 052 000
Operating Profit	599 599 000	538 013 000	246 591 000	−163 029 000
Financial Income	511 361 000	963 086 000	924 795 000	161 310 000
Financial Costs	34 367 000	84 760 000	126 568 000	70 217 000
Financial Balance	476 994 000	878 326 000	798 227 000	91 093 000
Dividends	0	0	0	0
Net Income	809 476 000	1 203 975 000	979 204 000	−4 534 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	95 944 000	73 336 000	53 690 000	34 550 000
Real Eastate	0	0	0	12 814 000
Machinery and Plant Facilities	0	33 994 000	0	34 114 000
Fixtures	28 971 000	0	30 444 000	0
Total Tangible Assets	28 971 000	33 994 000	30 444 000	46 928 000
Total Fiancial Fixed Assets	3 068 656 000	0	0	0
Total Fixed Assets	3 097 627 000	107 330 000	84 134 000	81 478 000
Stock	0	3 149 284 000	0	0
Total Investments	14 260 571 000	13 160 769 000	12 036 440 000	9 252 457 000
Cash, Bank	0	299 836 000	263 166 000	343 260 000
Total Current Assets	16 755 803 000	19 138 946 000	16 666 117 000	14 660 727 000
Total Assets	19 949 374 000	19 246 276 000	16 750 251 000	14 742 205 000
Total Equity	3 444 732 000	3 582 129 000	3 030 473 000	2 019 335 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	12 906 581 000	1 697 475 000	1 615 399 000	9 701 657 000
Creditors	107 525 000	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	3 435 731 000	13 966 672 000	12 001 056 000	3 021 213 000
Total Current Debt	3 598 062 000	13 966 672 000	12 104 379 000	3 021 213 000
Total Equity and Debt	19 949 375 000	19 246 276 000	16 750 251 000	14 742 205 000

Financial indicators	2022	2021	2020	2019
Return on Equity	23,5 %	33,61 %	32,31 %	−0,22 %
Debt-to-Equity Ratio	3,75	0,47	0,53	4,8
Operating Profit Margin	10,47 %	10,91 %	5,32 %	−3,92 %
Current Ratio	4,66	1,37	1,38	4,85
Quick Ratio	4,66	1,77	1,38	4,85
Equity Ratio	0,17	0,19	0,18	0,14
Gross Profit Margin	100 %	22,74 %	15,79 %	5,02 %