BERG SPAREBANK EIENDOMSMEGLING AS

1771 HALDEN

Finances

Share Ownership

Return on Equity

−3,1 %

Current Ratio

1,87

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	11 047 000	12 907 000	13 128 000	11 277 000
Net Income	−70 000	624 000	1 041 000	219 000
Total Assets	4 704 000	5 497 000	6 247 000	4 957 000
Total Equity	2 256 000	2 326 000	2 297 000	2 255 000

Income (NOK)	2022	2021	2020	2019
Revenue	11 047 000	12 907 000	13 128 000	11 277 000
Expenditure	11 140 000	12 110 000	11 866 000	11 081 000
Operating Profit	−94 000	798 000	1 261 000	196 000
Financial Income	17 000	13 000	77 000	87 000
Financial Costs	1 000	0	0	0
Financial Balance	16 000	13 000	77 000	87 000
Earnings Before Tax	−78 000	810 000	1 338 000	283 000
Tax	−8 000	186 000	297 000	64 000
Net Income	−70 000	624 000	1 041 000	219 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	119 000	134 000	176 000	223 000
Total Current Assets	4 585 000	5 363 000	6 071 000	4 733 000
Total Assets	4 704 000	5 497 000	6 247 000	4 957 000
Total Retained Equity	505 000	575 000	546 000	504 000
Total Equity	2 256 000	2 326 000	2 297 000	2 255 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	2 448 000	3 171 000	3 950 000	2 701 000
Total Equity and Debt	4 704 000	5 497 000	6 247 000	4 957 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	11 047 000	12 907 000	13 128 000	11 277 000
Revenue	11 047 000	12 907 000	13 128 000	11 277 000
Cost of Goods Sold	4 037 000	4 151 000	3 878 000	3 355 000
Salary Costs	4 559 000	5 212 000	5 481 000	4 933 000
Depreciation	28 000	38 000	44 000	38 000
Impairment	0	0	0	0
Expenditure	11 140 000	12 110 000	11 866 000	11 081 000
Operating Profit	−94 000	798 000	1 261 000	196 000
Financial Income	17 000	13 000	77 000	87 000
Financial Costs	1 000	0	0	0
Financial Balance	16 000	13 000	77 000	87 000
Dividends	0	595 000	1 000 000	0
Net Income	−70 000	624 000	1 041 000	219 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	119 000	106 000	111 000	114 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	28 000	66 000	109 000
Total Tangible Assets	0	28 000	66 000	109 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	119 000	134 000	176 000	223 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	2 597 000	2 688 000	3 310 000	2 099 000
Total Current Assets	4 585 000	5 363 000	6 071 000	4 733 000
Total Assets	4 704 000	5 497 000	6 247 000	4 957 000
Total Equity	2 256 000	2 326 000	2 297 000	2 255 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	1 135 000	671 000	653 000	691 000
Unpaid Taxes	506 000	771 000	897 000	968 000
Dividends	0	595 000	1 000 000	0
Other Current Debt	803 000	952 000	1 107 000	993 000
Total Current Debt	2 448 000	3 171 000	3 950 000	2 701 000
Total Equity and Debt	4 704 000	5 497 000	6 247 000	4 957 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−3,1 %	26,83 %	45,32 %	9,71 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	−0,85 %	6,18 %	9,61 %	1,74 %
Current Ratio	1,87	1,69	1,54	1,75
Quick Ratio	1,87	1,69	1,54	1,75
Equity Ratio	0,48	0,42	0,37	0,45
Gross Profit Margin	63,46 %	67,84 %	70,46 %	70,25 %