BYGGMESTERFORSIKRING AS

1406 SKI

Finances

Return on Equity

7,67 %

Current Ratio

6,95

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	34 924 000	35 012 000	30 978 000	28 423 000
Net Income	4 404 000	8 791 000	7 930 000	7 973 000
Total Assets	67 177 000	65 928 000	55 654 000	50 676 000
Total Equity	57 427 000	54 024 000	47 432 000	41 502 000

Income (NOK)	2022	2021	2020	2019
Revenue	34 924 000	35 012 000	30 978 000	28 423 000
Expenditure	27 476 000	24 286 000	20 188 000	19 912 000
Operating Profit	7 449 000	10 727 000	10 790 000	8 512 000
Financial Income	380 000	1 683 000	610 000	1 735 000
Financial Costs	1 481 000	121 000	790 000	80 000
Financial Balance	−1 101 000	1 562 000	−180 000	1 655 000
Earnings Before Tax	6 348 000	12 289 000	10 610 000	10 167 000
Tax	1 944 000	3 498 000	2 680 000	2 193 000
Net Income	4 404 000	8 791 000	7 930 000	7 973 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	617 000	467 000	12 296 000	10 389 000
Total Current Assets	66 559 000	65 461 000	43 358 000	40 287 000
Total Assets	67 177 000	65 928 000	55 654 000	50 676 000
Total Retained Equity	56 824 000	53 420 000	46 829 000	40 899 000
Total Equity	57 427 000	54 024 000	47 432 000	41 502 000
Total Long-Term Debt	170 000	170 000	30 000	26 000
Total Current Debt	9 580 000	11 735 000	8 192 000	9 147 000
Total Equity and Debt	67 177 000	65 928 000	55 654 000	50 676 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	34 924 000	35 012 000	30 518 000	27 578 000
Other Income	0	0	460 000	846 000
Revenue	34 924 000	35 012 000	30 978 000	28 423 000
Cost of Goods Sold	0	0	0	0
Salary Costs	18 595 000	13 312 000	13 195 000	13 368 000
Depreciation	252 000	412 000	917 000	904 000
Impairment	0	0	0	0
Expenditure	27 476 000	24 286 000	20 188 000	19 912 000
Operating Profit	7 449 000	10 727 000	10 790 000	8 512 000
Financial Income	380 000	1 683 000	610 000	1 735 000
Financial Costs	1 481 000	121 000	790 000	80 000
Financial Balance	−1 101 000	1 562 000	−180 000	1 655 000
Dividends	1 000 000	2 200 000	2 000 000	2 500 000
Net Income	4 404 000	8 791 000	7 930 000	7 973 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	180 000	162 000	0	0
Real Eastate	0	0	11 632 000	9 036 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	407 000	274 000	664 000	1 353 000
Total Tangible Assets	407 000	274 000	12 296 000	10 389 000
Total Fiancial Fixed Assets	30 000	30 000	0	0
Total Fixed Assets	617 000	467 000	12 296 000	10 389 000
Stock	0	0	0	0
Total Investments	24 305 000	24 783 000	13 312 000	18 916 000
Cash, Bank	12 946 000	12 208 000	14 658 000	8 391 000
Total Current Assets	66 559 000	65 461 000	43 358 000	40 287 000
Total Assets	67 177 000	65 928 000	55 654 000	50 676 000
Total Equity	57 427 000	54 024 000	47 432 000	41 502 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	170 000	170 000	30 000	26 000
Creditors	464 000	453 000	860 000	493 000
Unpaid Taxes	1 578 000	1 298 000	1 239 000	1 298 000
Dividends	1 000 000	2 200 000	2 000 000	2 500 000
Other Current Debt	4 577 000	4 263 000	1 416 000	2 672 000
Total Current Debt	9 580 000	11 735 000	8 192 000	9 147 000
Total Equity and Debt	67 177 000	65 928 000	55 654 000	50 676 000

Financial indicators	2022	2021	2020	2019
Return on Equity	7,67 %	16,27 %	16,72 %	19,21 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	21,33 %	30,64 %	34,83 %	29,95 %
Current Ratio	6,95	5,58	5,29	4,4
Quick Ratio	6,95	5,58	5,29	4,4
Equity Ratio	0,85	0,82	0,85	0,82
Gross Profit Margin	100 %	100 %	100 %	100 %