SÖDERBERG & PARTNERS FORSIKRINGSAGENTUR AS

1366 LYSAKER

Finances

Share Ownership

Return on Equity

−17,23 %

Current Ratio

1,64

Debt-to-Equity Ratio

0,05

Key figures (NOK)	2022	2021	2020	2019
Revenue	15 836 000	14 226 000	12 143 000	12 767 000
Net Income	−421 000	−255 000	−1 340 000	−1 922 000
Total Assets	6 435 000	5 002 000	5 970 000	6 346 000
Total Equity	2 444 000	2 059 000	2 064 000	1 882 000

Income (NOK)	2022	2021	2020	2019
Revenue	15 836 000	14 226 000	12 143 000	12 767 000
Expenditure	16 411 000	14 591 000	13 926 000	15 227 000
Operating Profit	−575 000	−366 000	−1 784 000	−2 461 000
Financial Income	21 000	28 000	27 000	27 000
Financial Costs	5 000	1 000	30 000	129 000
Financial Balance	16 000	27 000	−3 000	−102 000
Earnings Before Tax	−558 000	−339 000	−1 787 000	−2 563 000
Tax	−137 000	−84 000	−447 000	−641 000
Net Income	−421 000	−255 000	−1 340 000	−1 922 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	95 000	63 000	105 000	186 000
Total Current Assets	6 340 000	4 939 000	5 864 000	6 160 000
Total Assets	6 435 000	5 002 000	5 970 000	6 346 000
Total Retained Equity	0	0	0	0
Total Equity	2 444 000	2 059 000	2 064 000	1 882 000
Total Long-Term Debt	114 000	0	1 097 000	1 099 000
Total Current Debt	3 877 000	2 943 000	2 809 000	3 365 000
Total Equity and Debt	6 435 000	5 002 000	5 970 000	6 346 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	15 836 000	14 226 000	12 143 000	12 767 000
Other Income	0	0	0	0
Revenue	15 836 000	14 226 000	12 143 000	12 767 000
Cost of Goods Sold	0	0	0	0
Salary Costs	13 962 000	12 082 000	11 918 000	12 730 000
Depreciation	42 000	42 000	38 000	60 000
Impairment	0	0	0	0
Expenditure	16 411 000	14 591 000	13 926 000	15 227 000
Operating Profit	−575 000	−366 000	−1 784 000	−2 461 000
Financial Income	21 000	28 000	27 000	27 000
Financial Costs	5 000	1 000	30 000	129 000
Financial Balance	16 000	27 000	−3 000	−102 000
Dividends	0	0	0	0
Net Income	−421 000	−255 000	−1 340 000	−1 922 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	17 000	17 000	77 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	95 000	46 000	88 000	109 000
Total Tangible Assets	95 000	46 000	88 000	109 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	95 000	63 000	105 000	186 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	443 000	457 000	625 000	1 199 000
Total Current Assets	6 340 000	4 939 000	5 864 000	6 160 000
Total Assets	6 435 000	5 002 000	5 970 000	6 346 000
Total Equity	2 444 000	2 059 000	2 064 000	1 882 000
Short-Term Group Debt	1 039 000	141 000	93 000	946 000
Total Long-Term Debt	114 000	0	1 097 000	1 099 000
Creditors	176 000	189 000	88 000	223 000
Unpaid Taxes	1 123 000	997 000	992 000	1 066 000
Dividends	0	0	0	0
Other Current Debt	1 539 000	1 617 000	1 635 000	1 129 000
Total Current Debt	3 877 000	2 943 000	2 809 000	3 365 000
Total Equity and Debt	6 435 000	5 002 000	5 970 000	6 346 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−17,23 %	−12,38 %	−64,92 %	−102,13 %
Debt-to-Equity Ratio	0,05	0	0,53	0,58
Operating Profit Margin	−3,63 %	−2,57 %	−14,69 %	−19,28 %
Current Ratio	1,64	1,68	2,09	1,83
Quick Ratio	1,64	1,68	2,09	1,83
Equity Ratio	0,38	0,41	0,35	0,3
Gross Profit Margin	100 %	100 %	100 %	100 %