CREDIO AS

0373 OSLO

Finances

Return on Equity

−3,83 %

Current Ratio

733,87

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	114 000	79 000	34 000	229 000
Net Income	−2 648 000	4 914 000	59 072 000	403 000
Total Assets	69 318 000	72 025 000	67 041 000	14 802 000
Total Equity	69 224 000	71 873 000	66 959 000	7 887 000

Income (NOK)	2022	2021	2020	2019
Revenue	114 000	79 000	34 000	229 000
Expenditure	567 000	885 000	687 000	508 000
Operating Profit	−454 000	−806 000	−653 000	−280 000
Financial Income	−1 909 000	5 828 000	59 904 000	837 000
Financial Costs	285 000	109 000	179 000	23 000
Financial Balance	−2 194 000	5 719 000	59 725 000	814 000
Earnings Before Tax	−2 648 000	4 914 000	59 072 000	535 000
Tax	0	0	0	132 000
Net Income	−2 648 000	4 914 000	59 072 000	403 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	1 067 000	78 000	177 000	125 000
Total Current Assets	68 250 000	71 947 000	66 864 000	14 677 000
Total Assets	69 318 000	72 025 000	67 041 000	14 802 000
Total Retained Equity	68 342 000	70 990 000	66 076 000	7 004 000
Total Equity	69 224 000	71 873 000	66 959 000	7 887 000
Total Long-Term Debt	0	0	0	6 846 000
Total Current Debt	93 000	152 000	83 000	70 000
Total Equity and Debt	69 318 000	72 025 000	67 041 000	14 802 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	114 000	79 000	34 000	229 000
Other Income	0	0	0	0
Revenue	114 000	79 000	34 000	229 000
Cost of Goods Sold	0	0	0	0
Salary Costs	358 000	699 000	487 000	345 000
Depreciation	34 000	23 000	15 000	38 000
Impairment	0	0	0	0
Expenditure	567 000	885 000	687 000	508 000
Operating Profit	−454 000	−806 000	−653 000	−280 000
Financial Income	−1 909 000	5 828 000	59 904 000	837 000
Financial Costs	285 000	109 000	179 000	23 000
Financial Balance	−2 194 000	5 719 000	59 725 000	814 000
Dividends	0	0	0	0
Net Income	−2 648 000	4 914 000	59 072 000	403 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	106 000	67 000	66 000	14 000
Total Tangible Assets	106 000	67 000	66 000	14 000
Total Fiancial Fixed Assets	962 000	11 000	111 000	111 000
Total Fixed Assets	1 067 000	78 000	177 000	125 000
Stock	0	0	0	0
Total Investments	18 404 000	21 609 000	39 084 000	12 731 000
Cash, Bank	49 738 000	50 325 000	27 740 000	1 873 000
Total Current Assets	68 250 000	71 947 000	66 864 000	14 677 000
Total Assets	69 318 000	72 025 000	67 041 000	14 802 000
Total Equity	69 224 000	71 873 000	66 959 000	7 887 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	6 846 000
Creditors	27 000	16 000	0	6 000
Unpaid Taxes	28 000	50 000	43 000	24 000
Dividends	0	0	0	0
Other Current Debt	38 000	87 000	39 000	39 000
Total Current Debt	93 000	152 000	83 000	70 000
Total Equity and Debt	69 318 000	72 025 000	67 041 000	14 802 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−3,83 %	6,84 %	88,22 %	5,11 %
Debt-to-Equity Ratio	0	0	0	0,87
Operating Profit Margin	−398,25 %	−1 020,25 %	−1 920,59 %	−122,27 %
Current Ratio	733,87	473,34	805,59	209,67
Quick Ratio	733,87	473,34	805,59	209,67
Equity Ratio	1	1	1	0,53
Gross Profit Margin	100 %	100 %	100 %	100 %