SAMARBEIDENDE SPAREBANKER UTVIKLING DA

0183 OSLO

Finances

Share Ownership

Return on Equity

1,59 %

Current Ratio

2,6

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	307 393 000	258 698 000	235 389 000	235 038 000
Net Income	2 270 000	619 000	788 000	217 000
Total Assets	143 191 000	142 921 000	30 503 000	29 712 000
Total Equity	142 782 000	140 513 000	30 094 000	29 305 000

Income (NOK)	2022	2021	2020	2019
Revenue	307 393 000	258 698 000	235 389 000	235 038 000
Expenditure	307 771 000	258 660 000	236 978 000	232 346 000
Operating Profit	−378 000	38 000	−1 590 000	2 692 000
Financial Income	2 648 000	581 000	2 378 000	−2 475 000
Financial Costs	0	0	0	0
Financial Balance	2 648 000	581 000	2 378 000	−2 475 000
Earnings Before Tax	2 270 000	619 000	788 000	217 000
Tax	0	0	0	0
Net Income	2 270 000	619 000	788 000	217 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	142 128 000	139 480 000	29 099 000	26 721 000
Total Current Assets	1 063 000	3 441 000	1 403 000	2 991 000
Total Assets	143 191 000	142 921 000	30 503 000	29 712 000
Total Retained Equity	14 982 000	12 713 000	12 094 000	11 305 000
Total Equity	142 782 000	140 513 000	30 094 000	29 305 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	409 000	2 409 000	409 000	407 000
Total Equity and Debt	143 191 000	142 921 000	30 503 000	29 712 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	307 393 000	0	235 389 000	235 038 000
Other Income	0	258 698 000	0	0
Revenue	307 393 000	258 698 000	235 389 000	235 038 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	17 000	34 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	307 771 000	258 660 000	236 978 000	232 346 000
Operating Profit	−378 000	38 000	−1 590 000	2 692 000
Financial Income	2 648 000	581 000	2 378 000	−2 475 000
Financial Costs	0	0	0	0
Financial Balance	2 648 000	581 000	2 378 000	−2 475 000
Dividends	0	0	0	0
Net Income	2 270 000	619 000	788 000	217 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	142 128 000	139 480 000	29 099 000	26 721 000
Total Fixed Assets	142 128 000	139 480 000	29 099 000	26 721 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	1 063 000	3 441 000	260 000	2 324 000
Total Current Assets	1 063 000	3 441 000	1 403 000	2 991 000
Total Assets	143 191 000	142 921 000	30 503 000	29 712 000
Total Equity	142 782 000	140 513 000	30 094 000	29 305 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	2 000
Dividends	0	0	0	0
Other Current Debt	409 000	2 409 000	409 000	405 000
Total Current Debt	409 000	2 409 000	409 000	407 000
Total Equity and Debt	143 191 000	142 921 000	30 503 000	29 712 000

Financial indicators	2022	2021	2020	2019
Return on Equity	1,59 %	0,44 %	2,62 %	0,74 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	−0,12 %	0,01 %	−0,68 %	1,15 %
Current Ratio	2,6	1,43	3,43	7,35
Quick Ratio	2,6	1,43	3,43	7,35
Equity Ratio	1	0,98	0,99	0,99
Gross Profit Margin	100 %	100 %	100 %	100 %