ECPAY AS

2609 LILLEHAMMER

Finances

Share Ownership

Return on Equity

19,51 %

Current Ratio

2,36

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	21 715 000	21 941 000	9 673 000	8 854 000
Net Income	2 280 000	1 658 000	2 322 000	2 145 000
Total Assets	15 946 000	12 383 000	8 102 000	7 426 000
Total Equity	11 689 000	6 549 000	4 051 000	3 713 000

Income (NOK)	2022	2021	2020	2019
Revenue	21 715 000	21 941 000	9 673 000	8 854 000
Expenditure	19 532 000	20 190 000	6 705 000	6 122 000
Operating Profit	2 183 000	1 750 000	2 968 000	2 733 000
Financial Income	21 000	10 000	14 000	29 000
Financial Costs	15 000	90 000	4 000	3 000
Financial Balance	6 000	−80 000	10 000	26 000
Earnings Before Tax	2 189 000	1 669 000	2 977 000	2 758 000
Tax	−92 000	11 000	656 000	613 000
Net Income	2 280 000	1 658 000	2 322 000	2 145 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	5 892 000	7 212 000	147 000	377 000
Total Current Assets	10 054 000	5 171 000	7 955 000	7 049 000
Total Assets	15 946 000	12 383 000	8 102 000	7 426 000
Total Retained Equity	7 798 000	2 658 000	546 000	208 000
Total Equity	11 689 000	6 549 000	4 051 000	3 713 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	4 257 000	5 833 000	4 051 000	3 713 000
Total Equity and Debt	15 946 000	12 383 000	8 102 000	7 426 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	19 929 000	21 428 000	9 443 000	8 600 000
Other Income	1 787 000	513 000	230 000	254 000
Revenue	21 715 000	21 941 000	9 673 000	8 854 000
Cost of Goods Sold	627 000	925 000	321 000	343 000
Salary Costs	10 861 000	12 680 000	3 756 000	3 107 000
Depreciation	1 513 000	363 000	254 000	270 000
Impairment	0	0	0	0
Expenditure	19 532 000	20 190 000	6 705 000	6 122 000
Operating Profit	2 183 000	1 750 000	2 968 000	2 733 000
Financial Income	21 000	10 000	14 000	29 000
Financial Costs	15 000	90 000	4 000	3 000
Financial Balance	6 000	−80 000	10 000	26 000
Dividends	829 000	0	1 984 000	1 937 000
Net Income	2 280 000	1 658 000	2 322 000	2 145 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	5 464 000	6 889 000	0	0
Total Intangible Assets	5 629 000	6 915 000	95 000	272 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	73 000	75 000	0	69 000
Total Tangible Assets	73 000	75 000	0	69 000
Total Fiancial Fixed Assets	191 000	221 000	52 000	36 000
Total Fixed Assets	5 892 000	7 212 000	147 000	377 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	666 000	1 700 000	200 000	3 373 000
Total Current Assets	10 054 000	5 171 000	7 955 000	7 049 000
Total Assets	15 946 000	12 383 000	8 102 000	7 426 000
Total Equity	11 689 000	6 549 000	4 051 000	3 713 000
Short-Term Group Debt	956 000	452 000	0	0
Total Long-Term Debt	0	0	0	0
Creditors	1 097 000	3 092 000	238 000	169 000
Unpaid Taxes	1 274 000	1 165 000	488 000	451 000
Dividends	829 000	0	1 984 000	1 937 000
Other Current Debt	929 000	1 125 000	677 000	542 000
Total Current Debt	4 257 000	5 833 000	4 051 000	3 713 000
Total Equity and Debt	15 946 000	12 383 000	8 102 000	7 426 000

Financial indicators	2022	2021	2020	2019
Return on Equity	19,51 %	25,32 %	57,32 %	57,77 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	10,05 %	7,98 %	30,68 %	30,87 %
Current Ratio	2,36	0,89	1,96	1,9
Quick Ratio	2,36	0,89	1,96	1,9
Equity Ratio	0,73	0,53	0,5	0,5
Gross Profit Margin	97,11 %	95,78 %	96,68 %	96,13 %