INSURU AS

4314 SANDNES

Finances

Return on Equity

13,21 %

Current Ratio

0,81

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	374 000	971 000	483 000	621 000
Net Income	505 000	258 000	153 000	422 000
Total Assets	5 541 000	4 980 000	13 721 000	10 823 000
Total Equity	3 822 000	4 517 000	8 760 000	8 606 000

Income (NOK)	2022	2021	2020	2019
Revenue	374 000	971 000	483 000	621 000
Expenditure	573 000	636 000	699 000	659 000
Operating Profit	−198 000	335 000	−216 000	−39 000
Financial Income	846 000	60 000	551 000	650 000
Financial Costs	0	65 000	139 000	70 000
Financial Balance	846 000	−5 000	412 000	580 000
Earnings Before Tax	648 000	330 000	197 000	541 000
Tax	142 000	73 000	43 000	119 000
Net Income	505 000	258 000	153 000	422 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	4 147 000	4 189 000	9 717 000	9 819 000
Total Current Assets	1 394 000	791 000	4 005 000	1 004 000
Total Assets	5 541 000	4 980 000	13 721 000	10 823 000
Total Retained Equity	3 722 000	4 417 000	8 660 000	8 506 000
Total Equity	3 822 000	4 517 000	8 760 000	8 606 000
Total Long-Term Debt	0	0	4 319 000	1 446 000
Total Current Debt	1 719 000	463 000	643 000	770 000
Total Equity and Debt	5 541 000	4 980 000	13 721 000	10 823 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	23 000
Other Income	374 000	971 000	483 000	598 000
Revenue	374 000	971 000	483 000	621 000
Cost of Goods Sold	0	0	0	0
Salary Costs	390 000	394 000	392 000	392 000
Depreciation	53 000	77 000	131 000	133 000
Impairment	0	0	0	0
Expenditure	573 000	636 000	699 000	659 000
Operating Profit	−198 000	335 000	−216 000	−39 000
Financial Income	846 000	60 000	551 000	650 000
Financial Costs	0	65 000	139 000	70 000
Financial Balance	846 000	−5 000	412 000	580 000
Dividends	1 200 000	4 500 000	0	0
Net Income	505 000	258 000	153 000	422 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	139 000	129 000	201 000	173 000
Real Eastate	3 901 000	3 953 000	9 403 000	9 530 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	6 000	9 000
Total Tangible Assets	3 901 000	3 953 000	9 408 000	9 539 000
Total Fiancial Fixed Assets	108 000	108 000	108 000	108 000
Total Fixed Assets	4 147 000	4 189 000	9 717 000	9 819 000
Stock	0	0	1 974 000	0
Total Investments	0	0	0	0
Cash, Bank	547 000	717 000	1 478 000	268 000
Total Current Assets	1 394 000	791 000	4 005 000	1 004 000
Total Assets	5 541 000	4 980 000	13 721 000	10 823 000
Total Equity	3 822 000	4 517 000	8 760 000	8 606 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	4 319 000	1 446 000
Creditors	3 000	41 000	3 000	0
Unpaid Taxes	24 000	22 000	20 000	24 000
Dividends	1 200 000	4 500 000	0	0
Other Current Debt	1 539 000	400 000	549 000	600 000
Total Current Debt	1 719 000	463 000	643 000	770 000
Total Equity and Debt	5 541 000	4 980 000	13 721 000	10 823 000

Financial indicators	2022	2021	2020	2019
Return on Equity	13,21 %	5,71 %	1,75 %	4,9 %
Debt-to-Equity Ratio	0	0	0,49	0,17
Operating Profit Margin	−52,94 %	34,5 %	−44,72 %	−6,28 %
Current Ratio	0,81	1,71	6,23	1,3
Quick Ratio	0,81	1,71	−3,01	1,3
Equity Ratio	0,69	0,91	0,64	0,8
Gross Profit Margin	100 %	100 %	100 %	100 %