VIRKE FORSIKRING AS

1366 LYSAKER

Finances

Share Ownership

Return on Equity

−5,97 %

Current Ratio

14,97

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	13 719 000	13 951 000	16 170 000	17 807 000
Net Income	−1 627 000	1 801 000	2 739 000	3 235 000
Total Assets	29 194 000	31 438 000	31 145 000	27 834 000
Total Equity	27 248 000	28 876 000	27 074 000	24 336 000

Income (NOK)	2022	2021	2020	2019
Revenue	13 719 000	13 951 000	16 170 000	17 807 000
Expenditure	13 008 000	13 918 000	14 087 000	15 220 000
Operating Profit	711 000	33 000	2 084 000	2 588 000
Financial Income	60 000	2 175 000	1 274 000	1 567 000
Financial Costs	2 238 000	342 000	83 000	100 000
Financial Balance	−2 178 000	1 833 000	1 191 000	1 467 000
Earnings Before Tax	−1 467 000	1 866 000	3 275 000	4 055 000
Tax	160 000	64 000	536 000	820 000
Net Income	−1 627 000	1 801 000	2 739 000	3 235 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	71 000	248 000	329 000	160 000
Total Current Assets	29 124 000	31 190 000	30 815 000	27 674 000
Total Assets	29 194 000	31 438 000	31 145 000	27 834 000
Total Retained Equity	0	0	0	0
Total Equity	27 248 000	28 876 000	27 074 000	24 336 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	1 946 000	2 563 000	4 071 000	3 498 000
Total Equity and Debt	29 194 000	31 438 000	31 145 000	27 834 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	13 719 000	13 951 000	16 170 000	17 807 000
Other Income	0	0	0	0
Revenue	13 719 000	13 951 000	16 170 000	17 807 000
Cost of Goods Sold	0	0	0	0
Salary Costs	9 986 000	10 744 000	10 688 000	11 672 000
Depreciation	17 000	17 000	23 000	30 000
Impairment	0	0	0	0
Expenditure	13 008 000	13 918 000	14 087 000	15 220 000
Operating Profit	711 000	33 000	2 084 000	2 588 000
Financial Income	60 000	2 175 000	1 274 000	1 567 000
Financial Costs	2 238 000	342 000	83 000	100 000
Financial Balance	−2 178 000	1 833 000	1 191 000	1 467 000
Dividends	0	0	0	0
Net Income	−1 627 000	1 801 000	2 739 000	3 235 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	55 000	215 000	279 000	87 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	16 000	33 000	50 000	73 000
Total Tangible Assets	16 000	33 000	50 000	73 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	71 000	248 000	329 000	160 000
Stock	0	0	0	0
Total Investments	22 813 000	25 018 000	23 199 000	14 958 000
Cash, Bank	1 930 000	4 982 000	7 456 000	11 544 000
Total Current Assets	29 124 000	31 190 000	30 815 000	27 674 000
Total Assets	29 194 000	31 438 000	31 145 000	27 834 000
Total Equity	27 248 000	28 876 000	27 074 000	24 336 000
Short-Term Group Debt	0	26 000	56 000	98 000
Total Long-Term Debt	0	0	0	0
Creditors	194 000	503 000	127 000	167 000
Unpaid Taxes	739 000	822 000	916 000	861 000
Dividends	0	0	0	0
Other Current Debt	1 013 000	1 213 000	2 242 000	1 628 000
Total Current Debt	1 946 000	2 563 000	4 071 000	3 498 000
Total Equity and Debt	29 194 000	31 438 000	31 145 000	27 834 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−5,97 %	6,24 %	10,12 %	13,29 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	5,18 %	0,24 %	12,89 %	14,53 %
Current Ratio	14,97	12,17	7,57	7,91
Quick Ratio	14,97	12,17	7,57	7,91
Equity Ratio	0,93	0,92	0,87	0,87
Gross Profit Margin	100 %	100 %	100 %	100 %