SPAREBANK1 SMN KVARTALET AS

7011 TRONDHEIM

Finances

Share Ownership

Return on Equity

4,94 %

Current Ratio

8,69

Debt-to-Equity Ratio

0,13

Key figures (NOK)	2022	2021	2020	2019
Revenue	33 742 000	22 514 000	18 634 000	28 812 000
Net Income	4 265 000	2 577 000	4 030 000	7 341 000
Total Assets	103 996 000	100 692 000	117 358 000	318 241 000
Total Equity	86 398 000	84 711 000	93 489 000	96 800 000

Income (NOK)	2022	2021	2020	2019
Revenue	33 742 000	22 514 000	18 634 000	28 812 000
Expenditure	29 233 000	19 545 000	16 134 000	23 812 000
Operating Profit	4 509 000	2 969 000	2 501 000	5 001 000
Financial Income	1 178 000	566 000	2 881 000	4 749 000
Financial Costs	219 000	230 000	213 000	337 000
Financial Balance	959 000	336 000	2 668 000	4 412 000
Earnings Before Tax	5 469 000	3 305 000	5 168 000	9 413 000
Tax	1 204 000	728 000	1 138 000	2 071 000
Net Income	4 265 000	2 577 000	4 030 000	7 341 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	49 977 000	52 951 000	55 894 000	56 632 000
Total Current Assets	54 019 000	47 741 000	61 464 000	261 609 000
Total Assets	103 996 000	100 692 000	117 358 000	318 241 000
Total Retained Equity	−108 497 000	−110 184 000	−101 406 000	−98 095 000
Total Equity	86 398 000	84 711 000	93 489 000	96 800 000
Total Long-Term Debt	11 385 000	12 214 000	13 333 000	16 419 000
Total Current Debt	6 213 000	3 768 000	10 536 000	205 022 000
Total Equity and Debt	103 996 000	100 692 000	117 358 000	318 241 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	31 259 000	21 448 000	18 072 000	26 862 000
Other Income	2 483 000	1 066 000	563 000	1 950 000
Revenue	33 742 000	22 514 000	18 634 000	28 812 000
Cost of Goods Sold	15 510 000	8 595 000	6 761 000	13 966 000
Salary Costs	2 579 000	1 979 000	1 949 000	1 976 000
Depreciation	4 109 000	3 943 000	3 478 000	3 720 000
Impairment	0	0	0	0
Expenditure	29 233 000	19 545 000	16 134 000	23 812 000
Operating Profit	4 509 000	2 969 000	2 501 000	5 001 000
Financial Income	1 178 000	566 000	2 881 000	4 749 000
Financial Costs	219 000	230 000	213 000	337 000
Financial Balance	959 000	336 000	2 668 000	4 412 000
Dividends	0	0	0	0
Net Income	4 265 000	2 577 000	4 030 000	7 341 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	91 000	121 000	0	0
Real Eastate	35 573 000	37 468 000	39 337 000	38 355 000
Machinery and Plant Facilities	9 834 000	10 527 000	11 622 000	14 300 000
Fixtures	4 479 000	4 836 000	4 935 000	3 977 000
Total Tangible Assets	49 886 000	52 831 000	55 894 000	56 632 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	49 977 000	52 951 000	55 894 000	56 632 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	50 883 000	46 070 000	53 539 000	258 022 000
Total Current Assets	54 019 000	47 741 000	61 464 000	261 609 000
Total Assets	103 996 000	100 692 000	117 358 000	318 241 000
Total Equity	86 398 000	84 711 000	93 489 000	96 800 000
Short-Term Group Debt	0	0	7 341 000	198 675 000
Total Long-Term Debt	11 385 000	12 214 000	13 333 000	16 419 000
Creditors	2 739 000	1 257 000	689 000	2 165 000
Unpaid Taxes	162 000	119 000	97 000	959 000
Dividends	0	0	0	0
Other Current Debt	1 973 000	1 588 000	1 571 000	1 885 000
Total Current Debt	6 213 000	3 768 000	10 536 000	205 022 000
Total Equity and Debt	103 996 000	100 692 000	117 358 000	318 241 000

Financial indicators	2022	2021	2020	2019
Return on Equity	4,94 %	3,04 %	4,31 %	7,58 %
Debt-to-Equity Ratio	0,13	0,14	0,14	0,17
Operating Profit Margin	13,36 %	13,19 %	13,42 %	17,36 %
Current Ratio	8,69	12,67	5,83	1,28
Quick Ratio	8,69	12,67	5,83	1,28
Equity Ratio	0,83	0,84	0,8	0,3
Gross Profit Margin	54,03 %	61,82 %	63,72 %	51,53 %