STIFTELSEN SPAREBANK 1 SMN UTVIKLING

7011 TRONDHEIM

Finances

Return on Equity

5,03 %

Current Ratio

93,93

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	600 000	0	0	0
Net Income	3 120 000	−488 000	−5 059 000	−6 776 000
Total Assets	62 208 000	59 088 000	59 496 000	47 544 000
Total Equity	62 018 000	58 898 000	59 386 000	47 446 000

Income (NOK)	2022	2021	2020	2019
Revenue	600 000	0	0	0
Expenditure	358 000	454 000	251 000	302 000
Operating Profit	242 000	−454 000	−251 000	−301 000
Financial Income	5 553 000	21 000	66 000	35 000
Financial Costs	2 571 000	0	4 808 000	6 428 000
Financial Balance	2 982 000	21 000	−4 742 000	−6 393 000
Earnings Before Tax	3 224 000	−433 000	−4 994 000	−6 694 000
Tax	103 000	55 000	66 000	82 000
Net Income	3 120 000	−488 000	−5 059 000	−6 776 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	44 363 000	43 142 000	37 592 000	43 809 000
Total Current Assets	17 846 000	15 946 000	21 904 000	3 735 000
Total Assets	62 208 000	59 088 000	59 496 000	47 544 000
Total Retained Equity	44 418 000	41 298 000	41 786 000	46 846 000
Total Equity	62 018 000	58 898 000	59 386 000	47 446 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	190 000	190 000	109 000	98 000
Total Equity and Debt	62 208 000	59 088 000	59 496 000	47 544 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	600 000	0	0	0
Revenue	600 000	0	0	0
Cost of Goods Sold	0	0	0	0
Salary Costs	163 000	74 000	92 000	101 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	358 000	454 000	251 000	302 000
Operating Profit	242 000	−454 000	−251 000	−301 000
Financial Income	5 553 000	21 000	66 000	35 000
Financial Costs	2 571 000	0	4 808 000	6 428 000
Financial Balance	2 982 000	21 000	−4 742 000	−6 393 000
Dividends	0	0	0	0
Net Income	3 120 000	−488 000	−5 059 000	−6 776 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	44 363 000	43 142 000	37 592 000	43 809 000
Total Fixed Assets	44 363 000	43 142 000	37 592 000	43 809 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	17 846 000	15 946 000	21 904 000	3 168 000
Total Current Assets	17 846 000	15 946 000	21 904 000	3 735 000
Total Assets	62 208 000	59 088 000	59 496 000	47 544 000
Total Equity	62 018 000	58 898 000	59 386 000	47 446 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	5 000	60 000	3 000	1 000
Unpaid Taxes	8 000	0	41 000	0
Dividends	0	0	0	0
Other Current Debt	74 000	74 000	0	57 000
Total Current Debt	190 000	190 000	109 000	98 000
Total Equity and Debt	62 208 000	59 088 000	59 496 000	47 544 000

Financial indicators	2022	2021	2020	2019
Return on Equity	5,03 %	−0,83 %	−8,52 %	−14,28 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	40,33 %	-	-	-
Current Ratio	93,93	83,93	200,95	38,11
Quick Ratio	93,93	83,93	200,95	38,11
Equity Ratio	1	1	1	1
Gross Profit Margin	100 %	-	-	-