ASPIDA FORSIKRING AS

0159 OSLO

Finances

Share Ownership

Return on Equity

−8,63 %

Current Ratio

1,76

Debt-to-Equity Ratio

4,76

Key figures (NOK)	2022	2021	2020	2019
Revenue	14 996 000	17 012 000	11 925 000	16 230 000
Net Income	−177 000	1 410 000	−169 000	−402 000
Total Assets	22 935 000	24 773 000	34 649 000	36 921 000
Total Equity	2 050 000	2 227 000	1 117 000	1 286 000

Income (NOK)	2022	2021	2020	2019
Revenue	14 996 000	17 012 000	11 925 000	16 230 000
Expenditure	15 287 000	15 188 000	12 158 000	16 699 000
Operating Profit	−291 000	1 825 000	−234 000	−469 000
Financial Income	64 000	56 000	18 000	28 000
Financial Costs	4 000	0	2 000	62 000
Financial Balance	60 000	56 000	16 000	−34 000
Earnings Before Tax	−231 000	1 881 000	−218 000	−504 000
Tax	−54 000	470 000	−48 000	−102 000
Net Income	−177 000	1 410 000	−169 000	−402 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	3 293 000	119 000	562 000	551 000
Total Current Assets	19 642 000	24 654 000	34 087 000	36 370 000
Total Assets	22 935 000	24 773 000	34 649 000	36 921 000
Total Retained Equity	236 000	414 000	−697 000	−527 000
Total Equity	2 050 000	2 227 000	1 117 000	1 286 000
Total Long-Term Debt	9 750 000	10 284 000	19 669 000	18 434 000
Total Current Debt	11 135 000	12 261 000	13 864 000	17 201 000
Total Equity and Debt	22 935 000	24 773 000	34 649 000	36 921 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	14 972 000	17 012 000	11 879 000	16 230 000
Other Income	24 000	0	46 000	0
Revenue	14 996 000	17 012 000	11 925 000	16 230 000
Cost of Goods Sold	169 000	4 635 000	1 197 000	2 828 000
Salary Costs	7 753 000	7 268 000	7 606 000	8 803 000
Depreciation	55 000	58 000	37 000	48 000
Impairment	0	0	0	0
Expenditure	15 287 000	15 188 000	12 158 000	16 699 000
Operating Profit	−291 000	1 825 000	−234 000	−469 000
Financial Income	64 000	56 000	18 000	28 000
Financial Costs	4 000	0	2 000	62 000
Financial Balance	60 000	56 000	16 000	−34 000
Dividends	0	300 000	0	0
Net Income	−177 000	1 410 000	−169 000	−402 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	3 240 000	11 000	478 000	430 000
Real Eastate	24 000	48 000	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	29 000	60 000	83 000	121 000
Total Tangible Assets	53 000	108 000	83 000	121 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	3 293 000	119 000	562 000	551 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	19 095 000	24 499 000	33 379 000	35 554 000
Total Current Assets	19 642 000	24 654 000	34 087 000	36 370 000
Total Assets	22 935 000	24 773 000	34 649 000	36 921 000
Total Equity	2 050 000	2 227 000	1 117 000	1 286 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	9 750 000	10 284 000	19 669 000	18 434 000
Creditors	1 398 000	37 000	708 000	137 000
Unpaid Taxes	661 000	503 000	549 000	851 000
Dividends	0	300 000	0	0
Other Current Debt	9 077 000	11 718 000	12 607 000	16 213 000
Total Current Debt	11 135 000	12 261 000	13 864 000	17 201 000
Total Equity and Debt	22 935 000	24 773 000	34 649 000	36 921 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−8,63 %	63,31 %	−15,13 %	−31,26 %
Debt-to-Equity Ratio	4,76	4,62	17,61	14,33
Operating Profit Margin	−1,94 %	10,73 %	−1,96 %	−2,89 %
Current Ratio	1,76	2,01	2,46	2,11
Quick Ratio	1,76	2,01	2,46	2,11
Equity Ratio	0,09	0,09	0,03	0,03
Gross Profit Margin	98,87 %	72,75 %	89,96 %	82,58 %