SPAREBANK 1 SØR-NORGE FORRETNINGSPARTNER AS

4007 STAVANGER

Finances

Return on Equity

3,94 %

Current Ratio

3,53

Debt-to-Equity Ratio

0,1

Key figures (NOK)	2022	2021	2020	2019
Revenue	248 007 000	191 481 000	167 565 000	112 918 000
Net Income	9 409 000	18 002 000	18 036 000	6 678 000
Total Assets	312 796 000	334 004 000	121 373 000	130 535 000
Total Equity	238 919 000	268 423 000	64 285 000	87 046 000

Income (NOK)	2022	2021	2020	2019
Revenue	248 007 000	191 481 000	167 565 000	112 918 000
Expenditure	236 526 000	168 050 000	143 369 000	104 610 000
Operating Profit	11 481 000	23 432 000	24 195 000	8 307 000
Financial Income	1 342 000	305 000	409 000	555 000
Financial Costs	735 000	623 000	656 000	297 000
Financial Balance	607 000	−318 000	−247 000	258 000
Earnings Before Tax	12 088 000	23 113 000	23 949 000	8 565 000
Tax	2 679 000	5 111 000	5 913 000	1 887 000
Net Income	9 409 000	18 002 000	18 036 000	6 678 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	135 651 000	171 427 000	62 870 000	83 025 000
Total Current Assets	177 144 000	162 577 000	58 503 000	47 511 000
Total Assets	312 796 000	334 004 000	121 373 000	130 535 000
Total Retained Equity	−32 782 000	−3 278 000	−7 416 000	15 345 000
Total Equity	238 919 000	268 423 000	64 285 000	87 046 000
Total Long-Term Debt	23 742 000	20 312 000	19 554 000	14 248 000
Total Current Debt	50 135 000	45 269 000	37 533 000	29 241 000
Total Equity and Debt	312 796 000	334 004 000	121 373 000	130 535 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	248 007 000	191 481 000	167 565 000	112 918 000
Other Income	0	0	0	0
Revenue	248 007 000	191 481 000	167 565 000	112 918 000
Cost of Goods Sold	6 807 000	4 543 000	4 933 000	3 600 000
Salary Costs	183 986 000	135 999 000	116 421 000	84 267 000
Depreciation	9 491 000	6 304 000	5 009 000	3 110 000
Impairment	0	0	0	0
Expenditure	236 526 000	168 050 000	143 369 000	104 610 000
Operating Profit	11 481 000	23 432 000	24 195 000	8 307 000
Financial Income	1 342 000	305 000	409 000	555 000
Financial Costs	735 000	623 000	656 000	297 000
Financial Balance	607 000	−318 000	−247 000	258 000
Dividends	0	0	0	0
Net Income	9 409 000	18 002 000	18 036 000	6 678 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	24 748 000	24 748 000	24 748 000	25 013 000
Total Intangible Assets	34 271 000	26 313 000	26 853 000	27 357 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	18 704 000	15 904 000	15 552 000	10 662 000
Fixtures	8 405 000	4 359 000	1 376 000	1 005 000
Total Tangible Assets	27 109 000	20 263 000	16 928 000	11 667 000
Total Fiancial Fixed Assets	74 271 000	124 850 000	19 089 000	44 000 000
Total Fixed Assets	135 651 000	171 427 000	62 870 000	83 025 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	135 676 000	129 430 000	37 985 000	27 310 000
Total Current Assets	177 144 000	162 577 000	58 503 000	47 511 000
Total Assets	312 796 000	334 004 000	121 373 000	130 535 000
Total Equity	238 919 000	268 423 000	64 285 000	87 046 000
Short-Term Group Debt	0	0	0	50 000
Total Long-Term Debt	23 742 000	20 312 000	19 554 000	14 248 000
Creditors	3 103 000	3 776 000	1 539 000	967 000
Unpaid Taxes	21 655 000	14 069 000	13 405 000	9 219 000
Dividends	0	0	0	0
Other Current Debt	23 507 000	22 572 000	16 940 000	17 992 000
Total Current Debt	50 135 000	45 269 000	37 533 000	29 241 000
Total Equity and Debt	312 796 000	334 004 000	121 373 000	130 535 000

Financial indicators	2022	2021	2020	2019
Return on Equity	3,94 %	6,71 %	28,06 %	7,67 %
Debt-to-Equity Ratio	0,1	0,08	0,3	0,16
Operating Profit Margin	4,63 %	12,24 %	14,44 %	7,36 %
Current Ratio	3,53	3,59	1,56	1,62
Quick Ratio	3,53	3,59	1,56	1,62
Equity Ratio	0,76	0,8	0,53	0,67
Gross Profit Margin	97,26 %	97,63 %	97,06 %	96,81 %