KNIF TRYGGHET FORSIKRING AS

0179 OSLO

Finances

Return on Equity

−4,37 %

Current Ratio

2,07

Debt-to-Equity Ratio

2,94

Key figures (NOK)	2022	2021	2020	2019
Revenue	189 893 000	141 954 000	124 928 000	112 928 000
Net Income	−9 001 000	28 457 000	34 250 000	34 483 000
Total Assets	1 224 073 000	1 178 762 000	1 105 787 000	1 091 044 000
Total Equity	205 962 000	215 425 000	197 278 000	172 290 000

Income (NOK)	2022	2021	2020	2019
Revenue	189 893 000	141 954 000	124 928 000	112 928 000
Expenditure	0	0	0	0
Operating Profit	32 531 000	6 836 000	13 217 000	10 392 000
Financial Income	−17 638 000	24 828 000	29 863 000	31 334 000
Financial Costs	37 000	34 000	45 000	34 000
Financial Balance	−17 675 000	24 794 000	29 818 000	31 300 000
Earnings Before Tax	−4 820 000	28 457 000	42 930 000	41 401 000
Tax	4 181 000	0	0	6 918 000
Net Income	−9 001 000	28 457 000	34 250 000	34 483 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	368 849 000	347 938 000	318 785 000	334 900 000
Total Current Assets	854 756 000	830 088 000	786 211 000	755 590 000
Total Assets	1 224 073 000	1 178 762 000	1 105 787 000	1 091 044 000
Total Retained Equity	177 984 000	187 447 000	169 300 000	144 290 000
Total Equity	205 962 000	215 425 000	197 278 000	172 290 000
Total Long-Term Debt	604 931 000	534 622 000	499 825 000	502 200 000
Total Current Debt	413 181 000	428 715 000	408 684 000	416 554 000
Total Equity and Debt	1 224 074 000	1 178 762 000	1 105 787 000	1 091 044 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	189 893 000	141 934 000	124 907 000	112 914 000
Other Income	0	20 000	21 000	14 000
Revenue	189 893 000	141 954 000	124 928 000	112 928 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	32 531 000	6 836 000	13 217 000	10 392 000
Financial Income	−17 638 000	24 828 000	29 863 000	31 334 000
Financial Costs	37 000	34 000	45 000	34 000
Financial Balance	−17 675 000	24 794 000	29 818 000	31 300 000
Dividends	0	0	0	0
Net Income	−9 001 000	28 457 000	34 250 000	34 483 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	468 000	736 000	791 000	554 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	563 000	744 000	857 000	991 000
Total Tangible Assets	563 000	744 000	857 000	991 000
Total Fiancial Fixed Assets	368 286 000	347 194 000	317 928 000	333 909 000
Total Fixed Assets	368 849 000	347 938 000	318 785 000	334 900 000
Stock	0	0	0	0
Total Investments	655 181 000	661 846 000	620 305 000	599 986 000
Cash, Bank	0	0	0	0
Total Current Assets	854 756 000	830 088 000	786 211 000	755 590 000
Total Assets	1 224 073 000	1 178 762 000	1 105 787 000	1 091 044 000
Total Equity	205 962 000	215 425 000	197 278 000	172 290 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	604 931 000	534 622 000	499 825 000	502 200 000
Creditors	95 652 000	100 407 000	98 404 000	112 005 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	317 529 000	328 308 000	310 280 000	304 549 000
Total Current Debt	413 181 000	428 715 000	408 684 000	416 554 000
Total Equity and Debt	1 224 074 000	1 178 762 000	1 105 787 000	1 091 044 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−4,37 %	13,21 %	17,36 %	20,01 %
Debt-to-Equity Ratio	2,94	2,48	2,53	2,91
Operating Profit Margin	17,13 %	4,82 %	10,58 %	9,2 %
Current Ratio	2,07	1,94	1,92	1,81
Quick Ratio	2,07	1,94	1,92	1,81
Equity Ratio	0,17	0,18	0,18	0,16
Gross Profit Margin	100 %	100 %	100 %	100 %