CREDO BOLIGUTVIKLING AS

2317 HAMAR

Finances

Return on Equity

0,99 %

Current Ratio

2,99

Debt-to-Equity Ratio

2,17

Key figures (NOK)	2022	2021	2020	2019
Revenue	23 859 000	168 880 000	98 832 000	64 374 000
Net Income	265 000	33 936 000	7 569 000	5 441 000
Total Assets	110 083 000	148 182 000	189 886 000	64 491 000
Total Equity	26 897 000	28 711 000	21 595 000	13 693 000

Income (NOK)	2022	2021	2020	2019
Revenue	23 859 000	168 880 000	98 832 000	64 374 000
Expenditure	22 629 000	125 964 000	87 821 000	56 466 000
Operating Profit	1 230 000	42 917 000	11 011 000	7 908 000
Financial Income	1 689 000	1 118 000	570 000	23 000
Financial Costs	2 141 000	528 000	1 875 000	956 000
Financial Balance	−452 000	590 000	−1 305 000	−933 000
Earnings Before Tax	778 000	43 507 000	9 705 000	6 975 000
Tax	513 000	9 572 000	2 136 000	1 535 000
Net Income	265 000	33 936 000	7 569 000	5 441 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	36 244 000	53 832 000	31 596 000	22 211 000
Total Current Assets	73 839 000	94 350 000	158 290 000	42 279 000
Total Assets	110 083 000	148 182 000	189 886 000	64 491 000
Total Retained Equity	10 755 000	12 569 000	5 453 000	383 000
Total Equity	26 897 000	28 711 000	21 595 000	13 693 000
Total Long-Term Debt	58 450 000	48 815 000	50 259 000	21 355 000
Total Current Debt	24 736 000	70 656 000	118 032 000	29 442 000
Total Equity and Debt	110 083 000	148 182 000	189 886 000	64 491 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	23 645 000	168 736 000	98 784 000	64 374 000
Other Income	214 000	144 000	48 000	0
Revenue	23 859 000	168 880 000	98 832 000	64 374 000
Cost of Goods Sold	21 733 000	125 040 000	86 980 000	56 279 000
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	22 629 000	125 964 000	87 821 000	56 466 000
Operating Profit	1 230 000	42 917 000	11 011 000	7 908 000
Financial Income	1 689 000	1 118 000	570 000	23 000
Financial Costs	2 141 000	528 000	1 875 000	956 000
Financial Balance	−452 000	590 000	−1 305 000	−933 000
Dividends	0	0	0	0
Net Income	265 000	33 936 000	7 569 000	5 441 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	8 000	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	36 236 000	53 832 000	31 596 000	22 211 000
Total Fixed Assets	36 244 000	53 832 000	31 596 000	22 211 000
Stock	69 651 000	58 747 000	40 602 000	27 886 000
Total Investments	0	0	0	0
Cash, Bank	3 827 000	27 840 000	26 395 000	1 073 000
Total Current Assets	73 839 000	94 350 000	158 290 000	42 279 000
Total Assets	110 083 000	148 182 000	189 886 000	64 491 000
Total Equity	26 897 000	28 711 000	21 595 000	13 693 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	58 450 000	48 815 000	50 259 000	21 355 000
Creditors	12 569 000	14 489 000	15 555 000	1 685 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	8 074 000	40 665 000	33 957 000	27 401 000
Total Current Debt	24 736 000	70 656 000	118 032 000	29 442 000
Total Equity and Debt	110 083 000	148 182 000	189 886 000	64 491 000

Financial indicators	2022	2021	2020	2019
Return on Equity	0,99 %	118,2 %	35,05 %	39,74 %
Debt-to-Equity Ratio	2,17	1,7	2,33	1,56
Operating Profit Margin	5,16 %	25,41 %	11,14 %	12,28 %
Current Ratio	2,99	1,34	1,34	1,44
Quick Ratio	−1,64	7,92	2,04	27,17
Equity Ratio	0,24	0,19	0,11	0,21
Gross Profit Margin	8,91 %	25,96 %	11,99 %	12,57 %