BNP PARIBAS CARDIF SKADEFORSIKRING NORSK FILIAL AV UTENLANDSK FORETAK

0250 OSLO

Finances

Share Ownership

Return on Equity

209,61 %

Current Ratio

2,73

Debt-to-Equity Ratio

5,7

Key figures (NOK)	2022	2021	2020	2019
Revenue	19 111 000	17 305 000	120 499 000	148 652 000
Net Income	5 691 000	1 595 000	−22 196 000	22 491 000
Total Assets	28 711 000	24 944 000	30 213 000	44 819 000
Total Equity	2 715 000	−209 280 000	−210 875 000	−188 679 000

Income (NOK)	2022	2021	2020	2019
Revenue	19 111 000	17 305 000	120 499 000	148 652 000
Expenditure	13 363 000	16 076 000	0	0
Operating Profit	5 748 000	1 229 000	−28 810 000	16 286 000
Financial Income	1 000	377 000	0	0
Financial Costs	57 000	11 000	0	0
Financial Balance	−56 000	366 000	0	0
Earnings Before Tax	5 691 000	1 595 000	−22 196 000	22 491 000
Tax	0	0	0	0
Net Income	5 691 000	1 595 000	−22 196 000	22 491 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	0	0	0	0
Total Current Assets	28 711 000	24 944 000	30 213 000	44 818 000
Total Assets	28 711 000	24 944 000	30 213 000	44 819 000
Total Retained Equity	2 715 000	−209 280 000	−210 875 000	−188 679 000
Total Equity	2 715 000	−209 280 000	−210 875 000	−188 679 000
Total Long-Term Debt	15 468 000	0	52 483 000	59 499 000
Total Current Debt	10 529 000	234 224 000	188 606 000	173 998 000
Total Equity and Debt	28 711 000	24 944 000	30 213 000	44 819 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	19 111 000	17 181 000	120 499 000	148 652 000
Other Income	0	124 000	0	0
Revenue	19 111 000	17 305 000	120 499 000	148 652 000
Cost of Goods Sold	0	0	0	0
Salary Costs	9 527 000	8 663 000	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	13 363 000	16 076 000	0	0
Operating Profit	5 748 000	1 229 000	−28 810 000	16 286 000
Financial Income	1 000	377 000	0	0
Financial Costs	57 000	11 000	0	0
Financial Balance	−56 000	366 000	0	0
Dividends	0	0	0	0
Net Income	5 691 000	1 595 000	−22 196 000	22 491 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	0	0	0	0
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	20 423 000	15 804 000	0	0
Total Current Assets	28 711 000	24 944 000	30 213 000	44 818 000
Total Assets	28 711 000	24 944 000	30 213 000	44 819 000
Total Equity	2 715 000	−209 280 000	−210 875 000	−188 679 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	15 468 000	0	52 483 000	59 499 000
Creditors	0	0	0	0
Unpaid Taxes	3 265 000	0	0	0
Dividends	0	0	0	0
Other Current Debt	7 264 000	234 224 000	188 606 000	173 998 000
Total Current Debt	10 529 000	234 224 000	188 606 000	173 998 000
Total Equity and Debt	28 711 000	24 944 000	30 213 000	44 819 000

Financial indicators	2022	2021	2020	2019
Return on Equity	209,61 %	−0,76 %	10,53 %	−11,92 %
Debt-to-Equity Ratio	5,7	−0	−0,25	−0,32
Operating Profit Margin	30,08 %	7,1 %	−23,91 %	10,96 %
Current Ratio	2,73	0,11	0,16	0,26
Quick Ratio	2,73	0,11	0,16	0,26
Equity Ratio	0,09	−8,39	−6,98	−4,21
Gross Profit Margin	100 %	100 %	100 %	100 %