SPAREBANKSTIFTELSEN BIEN

0257 OSLO

Finances

Return on Equity

3,88 %

Current Ratio

9,71

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	0	0	−260 000	4 226 000
Net Income	9 453 000	5 755 000	4 178 000	1 582 000
Total Assets	251 407 000	238 079 000	234 297 000	235 797 000
Total Equity	243 535 000	234 082 000	228 327 000	224 150 000

Income (NOK)	2022	2021	2020	2019
Revenue	0	0	−260 000	4 226 000
Expenditure	4 073 000	2 282 000	1 517 000	2 644 000
Operating Profit	−4 073 000	−2 282 000	4 178 000	1 582 000
Financial Income	13 607 000	8 208 000	0	0
Financial Costs	81 000	171 000	0	0
Financial Balance	13 526 000	8 037 000	0	0
Earnings Before Tax	9 453 000	5 755 000	4 178 000	1 582 000
Tax	0	0	0	0
Net Income	9 453 000	5 755 000	4 178 000	1 582 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	174 936 000	224 957 000	230 907 000	231 023 000
Total Current Assets	76 471 000	13 122 000	3 390 000	4 774 000
Total Assets	251 407 000	238 079 000	234 297 000	235 797 000
Total Retained Equity	107 856 000	98 403 000	92 648 000	88 471 000
Total Equity	243 535 000	234 082 000	228 327 000	224 150 000
Total Long-Term Debt	0	2 676 000	0	0
Total Current Debt	7 872 000	1 321 000	5 177 000	11 648 000
Total Equity and Debt	251 407 000	238 079 000	234 297 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	0	0	−260 000	4 226 000
Cost of Goods Sold	0	0	0	0
Salary Costs	1 453 000	930 000	753 000	913 000
Depreciation	2 094 000	0	0	0
Impairment	0	0	0	0
Expenditure	4 073 000	2 282 000	1 517 000	2 644 000
Operating Profit	−4 073 000	−2 282 000	4 178 000	1 582 000
Financial Income	13 607 000	8 208 000	0	0
Financial Costs	81 000	171 000	0	0
Financial Balance	13 526 000	8 037 000	0	0
Dividends	0	0	0	0
Net Income	9 453 000	5 755 000	4 178 000	1 582 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	174 936 000	224 957 000	230 907 000	231 023 000
Total Fixed Assets	174 936 000	224 957 000	230 907 000	231 023 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	64 305 000	5 022 000	0	0
Total Current Assets	76 471 000	13 122 000	3 390 000	4 774 000
Total Assets	251 407 000	238 079 000	234 297 000	235 797 000
Total Equity	243 535 000	234 082 000	228 327 000	224 150 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	2 676 000	0	0
Creditors	0	0	0	0
Unpaid Taxes	282 000	181 000	0	0
Dividends	0	0	0	0
Other Current Debt	7 590 000	1 140 000	793 000	1 470 000
Total Current Debt	7 872 000	1 321 000	5 177 000	11 648 000
Total Equity and Debt	251 407 000	238 079 000	234 297 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	3,88 %	2,46 %	1,83 %	0,71 %
Debt-to-Equity Ratio	0	0,01	0	0
Operating Profit Margin	-	-	−1 606,92 %	37,43 %
Current Ratio	9,71	9,93	0,65	0,41
Quick Ratio	9,71	9,93	0,65	0,41
Equity Ratio	0,97	0,98	0,97	0,95
Gross Profit Margin	-	-	100 %	100 %