SPAREBANK 1 SAMSPAR AS

0183 OSLO

Finances

Return on Equity

−4,5 %

Current Ratio

0,91

Debt-to-Equity Ratio

1,33

Key figures (NOK)	2022	2021	2020	2019
Revenue	134 132 000	110 785 000	102 962 000	129 669 000
Net Income	−1 172 000	−1 546 000	1 258 000	1 537 000
Total Assets	102 099 000	55 960 000	46 380 000	32 680 000
Total Equity	26 057 000	27 228 000	13 661 000	12 403 000

Income (NOK)	2022	2021	2020	2019
Revenue	134 132 000	110 785 000	102 962 000	129 669 000
Expenditure	135 035 000	112 736 000	101 323 000	127 669 000
Operating Profit	−903 000	−1 951 000	1 639 000	2 000 000
Financial Income	4 000	0	2 000	13 000
Financial Costs	574 000	20 000	15 000	23 000
Financial Balance	−570 000	−20 000	−13 000	−10 000
Earnings Before Tax	−1 473 000	−1 971 000	1 627 000	1 990 000
Tax	−302 000	−425 000	369 000	453 000
Net Income	−1 172 000	−1 546 000	1 258 000	1 537 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	64 519 000	26 097 000	455 000	824 000
Total Current Assets	37 580 000	29 863 000	45 925 000	31 856 000
Total Assets	102 099 000	55 960 000	46 380 000	32 680 000
Total Retained Equity	9 936 000	11 107 000	12 653 000	11 395 000
Total Equity	26 057 000	27 228 000	13 661 000	12 403 000
Total Long-Term Debt	34 635 000	0	0	1 000 000
Total Current Debt	41 407 000	28 732 000	32 719 000	19 277 000
Total Equity and Debt	102 099 000	55 960 000	46 380 000	32 680 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	134 132 000	110 785 000	102 962 000	129 669 000
Revenue	134 132 000	110 785 000	102 962 000	129 669 000
Cost of Goods Sold	88 167 000	79 210 000	71 384 000	99 581 000
Salary Costs	34 295 000	26 771 000	23 453 000	22 119 000
Depreciation	5 928 000	352 000	0	0
Impairment	0	0	0	0
Expenditure	135 035 000	112 736 000	101 323 000	127 669 000
Operating Profit	−903 000	−1 951 000	1 639 000	2 000 000
Financial Income	4 000	0	2 000	13 000
Financial Costs	574 000	20 000	15 000	23 000
Financial Balance	−570 000	−20 000	−13 000	−10 000
Dividends	0	0	0	0
Net Income	−1 172 000	−1 546 000	1 258 000	1 537 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	26 360 000	11 097 000	455 000	824 000
Real Eastate	23 048 000	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	111 000	0	0	0
Total Tangible Assets	23 159 000	0	0	0
Total Fiancial Fixed Assets	15 000 000	15 000 000	0	0
Total Fixed Assets	64 519 000	26 097 000	455 000	824 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	5 426 000	1 350 000	14 535 000	12 263 000
Total Current Assets	37 580 000	29 863 000	45 925 000	31 856 000
Total Assets	102 099 000	55 960 000	46 380 000	32 680 000
Total Equity	26 057 000	27 228 000	13 661 000	12 403 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	34 635 000	0	0	1 000 000
Creditors	13 428 000	7 476 000	22 271 000	5 168 000
Unpaid Taxes	2 857 000	1 764 000	1 791 000	1 588 000
Dividends	0	0	0	0
Other Current Debt	25 123 000	17 183 000	8 657 000	11 307 000
Total Current Debt	41 407 000	28 732 000	32 719 000	19 277 000
Total Equity and Debt	102 099 000	55 960 000	46 380 000	32 680 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−4,5 %	−5,68 %	9,21 %	12,39 %
Debt-to-Equity Ratio	1,33	0	0	0,08
Operating Profit Margin	−0,67 %	−1,76 %	1,59 %	1,54 %
Current Ratio	0,91	1,04	1,4	1,65
Quick Ratio	0,91	1,04	1,4	1,65
Equity Ratio	0,26	0,49	0,29	0,38
Gross Profit Margin	34,27 %	28,5 %	30,67 %	23,2 %