POLARIS INSURANCE SERVICES AS

0282 OSLO

Finances

Share Ownership

Return on Equity

1 245,8 %

Current Ratio

1,06

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	3 546 000	2 947 000	2 983 000	2 475 000
Net Income	1 632 000	1 323 000	1 402 000	946 000
Total Assets	2 480 000	1 996 000	2 161 000	1 585 000
Total Equity	131 000	134 000	132 000	130 000

Income (NOK)	2022	2021	2020	2019
Revenue	3 546 000	2 947 000	2 983 000	2 475 000
Expenditure	1 339 000	1 163 000	1 091 000	1 188 000
Operating Profit	2 207 000	1 785 000	1 892 000	1 288 000
Financial Income	0	0	0	0
Financial Costs	0	0	1 000	0
Financial Balance	0	0	−1 000	0
Earnings Before Tax	2 207 000	1 785 000	1 892 000	1 288 000
Tax	575 000	462 000	490 000	342 000
Net Income	1 632 000	1 323 000	1 402 000	946 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	0	0	0	0
Total Current Assets	2 480 000	1 996 000	2 161 000	1 585 000
Total Assets	2 480 000	1 996 000	2 161 000	1 585 000
Total Retained Equity	1 000	4 000	2 000	0
Total Equity	131 000	134 000	132 000	130 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	2 349 000	1 862 000	2 030 000	1 455 000
Total Equity and Debt	2 480 000	1 996 000	2 161 000	1 585 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	3 546 000	2 947 000	2 983 000	2 475 000
Other Income	0	0	0	0
Revenue	3 546 000	2 947 000	2 983 000	2 475 000
Cost of Goods Sold	0	0	0	0
Salary Costs	810 000	801 000	798 000	811 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	1 339 000	1 163 000	1 091 000	1 188 000
Operating Profit	2 207 000	1 785 000	1 892 000	1 288 000
Financial Income	0	0	0	0
Financial Costs	0	0	1 000	0
Financial Balance	0	0	−1 000	0
Dividends	1 635 000	1 320 000	1 400 000	974 000
Net Income	1 632 000	1 323 000	1 402 000	946 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	0	0	0	0
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	2 480 000	1 996 000	2 161 000	1 367 000
Total Current Assets	2 480 000	1 996 000	2 161 000	1 585 000
Total Assets	2 480 000	1 996 000	2 161 000	1 585 000
Total Equity	131 000	134 000	132 000	130 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	0	0	0	0
Unpaid Taxes	74 000	74 000	74 000	74 000
Dividends	1 635 000	1 320 000	1 400 000	974 000
Other Current Debt	65 000	65 000	65 000	65 000
Total Current Debt	2 349 000	1 862 000	2 030 000	1 455 000
Total Equity and Debt	2 480 000	1 996 000	2 161 000	1 585 000

Financial indicators	2022	2021	2020	2019
Return on Equity	1 245,8 %	987,31 %	1 062,12 %	727,69 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	62,24 %	60,57 %	63,43 %	52,04 %
Current Ratio	1,06	1,07	1,06	1,09
Quick Ratio	1,06	1,07	1,06	1,09
Equity Ratio	0,05	0,07	0,06	0,08
Gross Profit Margin	100 %	100 %	100 %	100 %