LOYALTY AS

0872 OSLO

Finances

Share Ownership

Return on Equity

57,28 %

Current Ratio

1,54

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	68 606 000	51 161 000	61 456 000	45 954 000
Net Income	10 451 000	509 000	7 043 000	1 969 000
Total Assets	36 707 000	22 644 000	32 303 000	24 073 000
Total Equity	18 245 000	14 794 000	14 285 000	14 242 000

Income (NOK)	2022	2021	2020	2019
Revenue	68 606 000	51 161 000	61 456 000	45 954 000
Expenditure	62 642 000	54 530 000	53 486 000	43 584 000
Operating Profit	5 963 000	−3 368 000	7 970 000	2 370 000
Financial Income	2 522 000	1 958 000	69 000	161 000
Financial Costs	−3 299 000	−1 212 000	−771 000	10 000
Financial Balance	5 821 000	3 170 000	840 000	151 000
Earnings Before Tax	11 784 000	−198 000	8 810 000	2 521 000
Tax	1 333 000	−707 000	1 767 000	552 000
Net Income	10 451 000	509 000	7 043 000	1 969 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	8 265 000	5 606 000	4 099 000	3 172 000
Total Current Assets	28 442 000	17 037 000	28 205 000	20 900 000
Total Assets	36 707 000	22 644 000	32 303 000	24 073 000
Total Retained Equity	18 145 000	14 694 000	14 185 000	14 142 000
Total Equity	18 245 000	14 794 000	14 285 000	14 242 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	18 462 000	7 850 000	18 018 000	9 831 000
Total Equity and Debt	36 707 000	22 644 000	32 303 000	24 073 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	68 606 000	51 161 000	61 456 000	45 954 000
Other Income	0	0	0	0
Revenue	68 606 000	51 161 000	61 456 000	45 954 000
Cost of Goods Sold	560 000	742 000	860 000	881 000
Salary Costs	54 723 000	47 493 000	47 880 000	37 170 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	62 642 000	54 530 000	53 486 000	43 584 000
Operating Profit	5 963 000	−3 368 000	7 970 000	2 370 000
Financial Income	2 522 000	1 958 000	69 000	161 000
Financial Costs	−3 299 000	−1 212 000	−771 000	10 000
Financial Balance	5 821 000	3 170 000	840 000	151 000
Dividends	0	0	0	2 000 000
Net Income	10 451 000	509 000	7 043 000	1 969 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	16 000	707 000	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	8 249 000	4 899 000	4 099 000	3 172 000
Total Fixed Assets	8 265 000	5 606 000	4 099 000	3 172 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	19 766 000	6 167 000	23 116 000	14 089 000
Total Current Assets	28 442 000	17 037 000	28 205 000	20 900 000
Total Assets	36 707 000	22 644 000	32 303 000	24 073 000
Total Equity	18 245 000	14 794 000	14 285 000	14 242 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	506 000	1 332 000	1 670 000	1 987 000
Unpaid Taxes	3 714 000	2 587 000	2 976 000	2 460 000
Dividends	0	0	0	2 000 000
Other Current Debt	6 600 000	3 931 000	4 606 000	2 832 000
Total Current Debt	18 462 000	7 850 000	18 018 000	9 831 000
Total Equity and Debt	36 707 000	22 644 000	32 303 000	24 073 000

Financial indicators	2022	2021	2020	2019
Return on Equity	57,28 %	3,44 %	49,3 %	13,83 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	8,69 %	−6,58 %	12,97 %	5,16 %
Current Ratio	1,54	2,17	1,57	2,13
Quick Ratio	1,54	2,17	1,57	2,13
Equity Ratio	0,5	0,65	0,44	0,59
Gross Profit Margin	99,18 %	98,55 %	98,6 %	98,08 %