INDIVID & SYSTEM PSYKOLOGI AS

4515 MANDAL

Finances

Return on Equity

10,92 %

Current Ratio

5,4

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	1 885 000	1 763 000	1 811 000	1 755 000
Net Income	222 000	732 000	318 000	358 000
Total Assets	2 495 000	2 968 000	2 453 000	2 210 000
Total Equity	2 033 000	2 011 000	1 979 000	1 961 000

Income (NOK)	2022	2021	2020	2019
Revenue	1 885 000	1 763 000	1 811 000	1 755 000
Expenditure	1 765 000	1 637 000	1 629 000	1 564 000
Operating Profit	120 000	126 000	181 000	191 000
Financial Income	436 000	642 000	185 000	217 000
Financial Costs	299 000	0	0	1 000
Financial Balance	137 000	642 000	185 000	216 000
Earnings Before Tax	257 000	768 000	366 000	407 000
Tax	35 000	36 000	48 000	50 000
Net Income	222 000	732 000	318 000	358 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	0	0	0	0
Total Current Assets	2 495 000	2 968 000	2 453 000	2 210 000
Total Assets	2 495 000	2 968 000	2 453 000	2 210 000
Total Retained Equity	2 003 000	1 981 000	1 949 000	1 931 000
Total Equity	2 033 000	2 011 000	1 979 000	1 961 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	462 000	957 000	474 000	249 000
Total Equity and Debt	2 495 000	2 968 000	2 453 000	2 210 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	1 885 000	1 763 000	1 811 000	1 755 000
Other Income	0	0	0	0
Revenue	1 885 000	1 763 000	1 811 000	1 755 000
Cost of Goods Sold	0	0	0	0
Salary Costs	1 378 000	1 285 000	1 183 000	1 160 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	1 765 000	1 637 000	1 629 000	1 564 000
Operating Profit	120 000	126 000	181 000	191 000
Financial Income	436 000	642 000	185 000	217 000
Financial Costs	299 000	0	0	1 000
Financial Balance	137 000	642 000	185 000	216 000
Dividends	200 000	700 000	200 000	0
Net Income	222 000	732 000	318 000	358 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	0	0	0	0
Stock	0	0	0	0
Total Investments	2 068 000	2 563 000	1 958 000	1 705 000
Cash, Bank	312 000	219 000	486 000	424 000
Total Current Assets	2 495 000	2 968 000	2 453 000	2 210 000
Total Assets	2 495 000	2 968 000	2 453 000	2 210 000
Total Equity	2 033 000	2 011 000	1 979 000	1 961 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	0	0	0	0
Unpaid Taxes	118 000	115 000	120 000	100 000
Dividends	200 000	700 000	200 000	0
Other Current Debt	109 000	106 000	106 000	99 000
Total Current Debt	462 000	957 000	474 000	249 000
Total Equity and Debt	2 495 000	2 968 000	2 453 000	2 210 000

Financial indicators	2022	2021	2020	2019
Return on Equity	10,92 %	36,4 %	16,07 %	18,26 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	6,37 %	7,15 %	9,99 %	10,88 %
Current Ratio	5,4	3,1	5,18	8,88
Quick Ratio	5,4	3,1	5,18	8,88
Equity Ratio	0,81	0,68	0,81	0,89
Gross Profit Margin	100 %	100 %	100 %	100 %