SERGEL FINANS AS

3222 SANDEFJORD

Finances

Share Ownership

Return on Equity

22,8 %

Current Ratio

24,46

Debt-to-Equity Ratio

2,09

Key figures (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Net Income	21 111 000	5 775 000	5 655 000	6 925 000
Total Assets	297 865 000	226 794 000	201 652 000	201 295 000
Total Equity	92 599 000	71 489 000	65 713 000	60 058 000

Income (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Expenditure	10 648 000	12 544 000	8 301 000	4 126 000
Operating Profit	−10 648 000	−12 544 000	−8 301 000	−4 126 000
Financial Income	45 992 000	26 751 000	21 393 000	18 924 000
Financial Costs	8 279 000	6 792 000	5 841 000	5 920 000
Financial Balance	37 713 000	19 959 000	15 552 000	13 004 000
Earnings Before Tax	27 065 000	7 416 000	7 251 000	8 878 000
Tax	5 954 000	1 641 000	1 595 000	1 953 000
Net Income	21 111 000	5 775 000	5 655 000	6 925 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	0	0	0	0
Total Current Assets	297 865 000	226 794 000	201 652 000	201 295 000
Total Assets	297 865 000	226 794 000	201 652 000	201 295 000
Total Retained Equity	52 599 000	31 489 000	25 713 000	20 058 000
Total Equity	92 599 000	71 489 000	65 713 000	60 058 000
Total Long-Term Debt	193 087 000	153 038 000	132 954 000	133 000 000
Total Current Debt	12 179 000	2 267 000	2 984 000	8 237 000
Total Equity and Debt	297 865 000	226 794 000	201 652 000	201 295 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	0	0	0	0
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	10 648 000	12 544 000	8 301 000	4 126 000
Operating Profit	−10 648 000	−12 544 000	−8 301 000	−4 126 000
Financial Income	45 992 000	26 751 000	21 393 000	18 924 000
Financial Costs	8 279 000	6 792 000	5 841 000	5 920 000
Financial Balance	37 713 000	19 959 000	15 552 000	13 004 000
Dividends	0	0	0	0
Net Income	21 111 000	5 775 000	5 655 000	6 925 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	0	0	0	0
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	13 890 000	40 025 000	44 381 000	38 815 000
Total Current Assets	297 865 000	226 794 000	201 652 000	201 295 000
Total Assets	297 865 000	226 794 000	201 652 000	201 295 000
Total Equity	92 599 000	71 489 000	65 713 000	60 058 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	193 087 000	153 038 000	132 954 000	133 000 000
Creditors	6 225 000	636 000	1 389 000	2 580 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	0	0	0	0
Total Current Debt	12 179 000	2 267 000	2 984 000	8 237 000
Total Equity and Debt	297 865 000	226 794 000	201 652 000	201 295 000

Financial indicators	2022	2021	2020	2019
Return on Equity	22,8 %	8,08 %	8,61 %	11,53 %
Debt-to-Equity Ratio	2,09	2,14	2,02	2,21
Operating Profit Margin	-	-	-	-
Current Ratio	24,46	100,04	67,58	24,44
Quick Ratio	24,46	100,04	67,58	24,44
Equity Ratio	0,31	0,32	0,33	0,3
Gross Profit Margin	-	-	-	-