HELGELAND BOLIGKREDITT AS

8622 MO I RANA

Finances

Share Ownership

Return on Equity

4,97 %

Current Ratio

1,12

Debt-to-Equity Ratio

0,01

Key figures (NOK)	2022	2021	2020	2019
Revenue	46 355 000	82 100 000	97 849 000	76 610 000
Net Income	28 683 000	55 549 000	68 136 000	49 610 000
Total Assets	5 688 409 000	7 715 888 000	7 728 241 000	8 047 413 000
Total Equity	576 715 000	603 581 000	616 169 000	597 850 000

Income (NOK)	2022	2021	2020	2019
Revenue	46 355 000	82 100 000	97 849 000	76 610 000
Expenditure	9 858 000	11 207 000	11 138 000	11 644 000
Operating Profit	36 497 000	70 893 000	86 711 000	64 966 000
Financial Income	0	0	0	0
Financial Costs	−150 000	−325 000	−661 000	1 407 000
Financial Balance	150 000	325 000	661 000	−1 407 000
Earnings Before Tax	36 647 000	71 218 000	87 372 000	63 559 000
Tax	−8 352 000	−15 669 000	−19 236 000	13 949 000
Net Income	28 683 000	55 549 000	68 136 000	49 610 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	292 000	407 000	14 102 000	49 896 000
Total Current Assets	5 688 117 000	7 715 481 000	7 714 139 000	7 997 517 000
Total Assets	5 688 409 000	7 715 888 000	7 728 241 000	8 047 413 000
Total Retained Equity	36 705 000	63 571 000	76 159 000	57 840 000
Total Equity	576 715 000	603 581 000	616 169 000	597 850 000
Total Long-Term Debt	7 942 000	18 932 000	19 295 000	15 132 000
Total Current Debt	5 075 132 000	7 093 375 000	7 092 777 000	7 434 431 000
Total Equity and Debt	5 688 409 000	7 715 888 000	7 728 241 000	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	46 355 000	82 100 000	97 849 000	76 610 000
Cost of Goods Sold	0	0	0	0
Salary Costs	7 199 000	8 217 000	8 246 000	8 232 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	9 858 000	11 207 000	11 138 000	11 644 000
Operating Profit	36 497 000	70 893 000	86 711 000	64 966 000
Financial Income	0	0	0	0
Financial Costs	−150 000	−325 000	−661 000	1 407 000
Financial Balance	150 000	325 000	661 000	−1 407 000
Dividends	0	0	0	0
Net Income	28 683 000	55 549 000	68 136 000	49 610 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	292 000	407 000	14 102 000	49 896 000
Total Fixed Assets	292 000	407 000	14 102 000	49 896 000
Stock	0	0	0	0
Total Investments	148 240 000	99 821 000	100 697 000	0
Cash, Bank	0	0	0	0
Total Current Assets	5 688 117 000	7 715 481 000	7 714 139 000	7 997 517 000
Total Assets	5 688 409 000	7 715 888 000	7 728 241 000	8 047 413 000
Total Equity	576 715 000	603 581 000	616 169 000	597 850 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	7 942 000	18 932 000	19 295 000	15 132 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	4 388 059 000	6 063 790 000	6 180 910 000	6 752 272 000
Total Current Debt	5 075 132 000	7 093 375 000	7 092 777 000	7 434 431 000
Total Equity and Debt	5 688 409 000	7 715 888 000	7 728 241 000	0

Financial indicators	2022	2021	2020	2019
Return on Equity	4,97 %	9,2 %	11,06 %	8,3 %
Debt-to-Equity Ratio	0,01	0,03	0,03	0,03
Operating Profit Margin	78,73 %	86,35 %	88,62 %	84,8 %
Current Ratio	1,12	1,09	1,09	1,08
Quick Ratio	1,12	1,09	1,09	1,08
Equity Ratio	0,1	0,08	0,08	0,07
Gross Profit Margin	100 %	100 %	100 %	100 %