BANKSYSTEMER AS

2636 ØYER

Finances

Return on Equity

17,8 %

Current Ratio

3,3

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	3 799 000	4 393 000	3 309 000	4 869 000
Net Income	181 000	305 000	87 000	371 000
Total Assets	1 455 000	1 299 000	558 000	878 000
Total Equity	1 017 000	836 000	531 000	444 000

Income (NOK)	2022	2021	2020	2019
Revenue	3 799 000	4 393 000	3 309 000	4 869 000
Expenditure	3 626 000	4 002 000	3 198 000	4 399 000
Operating Profit	172 000	391 000	110 000	471 000
Financial Income	47 000	0	1 000	6 000
Financial Costs	0	0	0	1 000
Financial Balance	47 000	0	1 000	5 000
Earnings Before Tax	219 000	391 000	112 000	476 000
Tax	38 000	86 000	25 000	105 000
Net Income	181 000	305 000	87 000	371 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	10 000	10 000	10 000	10 000
Total Current Assets	1 445 000	1 289 000	548 000	868 000
Total Assets	1 455 000	1 299 000	558 000	878 000
Total Retained Equity	944 000	763 000	458 000	371 000
Total Equity	1 017 000	836 000	531 000	444 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	438 000	463 000	27 000	435 000
Total Equity and Debt	1 455 000	1 299 000	558 000	878 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	3 799 000	4 393 000	3 309 000	4 869 000
Other Income	0	0	0	0
Revenue	3 799 000	4 393 000	3 309 000	4 869 000
Cost of Goods Sold	3 548 000	3 929 000	3 113 000	4 307 000
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	3 626 000	4 002 000	3 198 000	4 399 000
Operating Profit	172 000	391 000	110 000	471 000
Financial Income	47 000	0	1 000	6 000
Financial Costs	0	0	0	1 000
Financial Balance	47 000	0	1 000	5 000
Dividends	0	0	0	0
Net Income	181 000	305 000	87 000	371 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	10 000	10 000	10 000	10 000
Total Fixed Assets	10 000	10 000	10 000	10 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	660 000	650 000	457 000	364 000
Total Current Assets	1 445 000	1 289 000	548 000	868 000
Total Assets	1 455 000	1 299 000	558 000	878 000
Total Equity	1 017 000	836 000	531 000	444 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	400 000	3 000	1 000	330 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	0	374 000	1 000	0
Total Current Debt	438 000	463 000	27 000	435 000
Total Equity and Debt	1 455 000	1 299 000	558 000	878 000

Financial indicators	2022	2021	2020	2019
Return on Equity	17,8 %	36,48 %	16,38 %	83,56 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	4,53 %	8,9 %	3,32 %	9,67 %
Current Ratio	3,3	2,78	20,3	2
Quick Ratio	3,3	2,78	20,3	2
Equity Ratio	0,7	0,64	0,95	0,51
Gross Profit Margin	6,61 %	10,56 %	5,92 %	11,54 %