KLP KOMMUNEKREDITT AS

7042 TRONDHEIM

Finances

Share Ownership

Return on Equity

6,93 %

Current Ratio

1,04

Debt-to-Equity Ratio

0,02

Key figures (NOK)	2022	2021	2020	2019
Revenue	96 855 000	38 534 000	53 246 000	44 717 000
Net Income	62 351 000	21 485 000	36 022 000	19 598 000
Total Assets	22 548 024 000	20 125 707 000	19 008 075 000	18 549 418 000
Total Equity	900 102 000	760 727 000	744 697 000	769 367 000

Income (NOK)	2022	2021	2020	2019
Revenue	96 855 000	38 534 000	53 246 000	44 717 000
Expenditure	20 725 000	17 981 000	18 528 000	19 593 000
Operating Profit	76 130 000	20 553 000	34 718 000	25 124 000
Financial Income	0	0	0	0
Financial Costs	8 000	3 000	13 000	−2 000
Financial Balance	−8 000	−3 000	−13 000	2 000
Earnings Before Tax	76 122 000	20 550 000	34 705 000	25 126 000
Tax	−13 771 000	935 000	−1 317 000	5 528 000
Net Income	62 351 000	21 485 000	36 022 000	19 598 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	158 989 000	42 435 000	42 867 000	41 795 000
Total Current Assets	22 389 035 000	20 083 272 000	18 965 208 000	18 507 624 000
Total Assets	22 548 024 000	20 125 707 000	19 008 075 000	18 549 418 000
Total Retained Equity	145 102 000	85 727 000	69 697 000	94 367 000
Total Equity	900 102 000	760 727 000	744 697 000	769 367 000
Total Long-Term Debt	21 885 000	8 119 000	9 057 000	1 463 000
Total Current Debt	21 490 572 000	19 318 284 000	18 254 322 000	17 778 587 000
Total Equity and Debt	22 548 025 000	20 125 708 000	0	0

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	96 855 000	38 534 000	53 246 000	44 717 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	20 725 000	17 981 000	18 528 000	19 593 000
Operating Profit	76 130 000	20 553 000	34 718 000	25 124 000
Financial Income	0	0	0	0
Financial Costs	8 000	3 000	13 000	−2 000
Financial Balance	−8 000	−3 000	−13 000	2 000
Dividends	0	0	0	0
Net Income	62 351 000	21 485 000	36 022 000	19 598 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	158 989 000	42 435 000	42 867 000	41 795 000
Total Fixed Assets	158 989 000	42 435 000	42 867 000	41 795 000
Stock	0	0	0	0
Total Investments	2 724 070 000	1 666 698 000	863 851 000	1 365 769 000
Cash, Bank	0	0	0	0
Total Current Assets	22 389 035 000	20 083 272 000	18 965 208 000	18 507 624 000
Total Assets	22 548 024 000	20 125 707 000	19 008 075 000	18 549 418 000
Total Equity	900 102 000	760 727 000	744 697 000	769 367 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	21 885 000	8 119 000	9 057 000	1 463 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	19 918 494 000	18 601 694 000	17 509 219 000	17 458 418 000
Total Current Debt	21 490 572 000	19 318 284 000	18 254 322 000	17 778 587 000
Total Equity and Debt	22 548 025 000	20 125 708 000	0	0

Financial indicators	2022	2021	2020	2019
Return on Equity	6,93 %	2,82 %	4,84 %	2,55 %
Debt-to-Equity Ratio	0,02	0,01	0,01	0
Operating Profit Margin	78,6 %	53,34 %	65,2 %	56,18 %
Current Ratio	1,04	1,04	1,04	1,04
Quick Ratio	1,04	1,04	1,04	1,04
Equity Ratio	0,04	0,04	0,04	0,04
Gross Profit Margin	100 %	100 %	100 %	100 %