ALPHA INSURANCE

0667 OSLO

Finances

Share Ownership

Return on Equity

−5,79 %

Current Ratio

4,74

Debt-to-Equity Ratio

6,87

Key figures (DKK)	2016	2015	2014	2013
Revenue	698 680 000	691 881 000	1 071 000 000	784 506 000
Net Income	−16 585 000	−23 689 000	−19 080 000	83 764 000
Total Assets	2 564 078 000	2 334 517 000	3 127 463 000	2 427 157 000
Total Equity	286 617 000	339 041 000	387 711 000	417 968 000

Income (DKK)	2016	2015	2014	2013
Revenue	698 680 000	691 881 000	1 071 000 000	784 506 000
Expenditure	0	0	0	0
Operating Profit	−32 609 000	39 551 000	3 936 000	53 880 000
Financial Income	46 566 000	17 555 000	−3 116 000	54 849 000
Financial Costs	14 973 000	7 196 000	14 917 000	11 380 000
Financial Balance	31 593 000	10 359 000	−18 033 000	43 469 000
Earnings Before Tax	−1 256 000	36 081 000	−19 831 000	96 763 000
Tax	2 120 000	0	−8 654 000	0
Net Income	−16 585 000	−23 689 000	−19 080 000	83 764 000

Balance (DKK)	2016	2015	2014	2013
Total Fixed Assets	1 097 592 000	1 020 018 000	1 245 665 000	794 667 000
Total Current Assets	1 466 486 000	1 314 499 000	1 881 798 000	1 632 490 000
Total Assets	2 564 078 000	2 334 517 000	3 127 463 000	2 427 157 000
Total Retained Equity	70 117 000	102 275 000	171 211 000	140 656 000
Total Equity	286 617 000	339 041 000	387 711 000	417 968 000
Total Long-Term Debt	1 967 908 000	1 808 135 000	2 241 002 000	1 624 576 000
Total Current Debt	309 553 000	187 341 000	498 748 000	384 613 000
Total Equity and Debt	2 564 078 000	2 334 517 000	3 127 461 000	2 427 157 000

Cash flow (DKK)	2016	2015	2014	2013
Sales Income	684 183 000	691 425 000	1 065 751 000	784 121 000
Other Income	14 497 000	456 000	5 249 000	385 000
Revenue	698 680 000	691 881 000	1 071 000 000	784 506 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	−32 609 000	39 551 000	3 936 000	53 880 000
Financial Income	46 566 000	17 555 000	−3 116 000	54 849 000
Financial Costs	14 973 000	7 196 000	14 917 000	11 380 000
Financial Balance	31 593 000	10 359 000	−18 033 000	43 469 000
Dividends	0	0	0	0
Net Income	−16 585 000	−23 689 000	−19 080 000	83 764 000

Balance details (DKK)	2016	2015	2014	2013
Goodwill	0	0	0	2 951 000
Total Intangible Assets	18 530 000	17 702 000	64 034 000	5 076 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	998 000	481 000	3 175 000	438 000
Total Tangible Assets	1 417 000	481 000	8 041 000	438 000
Total Fiancial Fixed Assets	1 077 645 000	1 001 835 000	1 173 590 000	789 153 000
Total Fixed Assets	1 097 592 000	1 020 018 000	1 245 665 000	794 667 000
Stock	0	0	0	0
Total Investments	728 899 000	721 405 000	996 946 000	1 046 367 000
Cash, Bank	0	0	0	0
Total Current Assets	1 466 486 000	1 314 499 000	1 881 798 000	1 632 490 000
Total Assets	2 564 078 000	2 334 517 000	3 127 463 000	2 427 157 000
Total Equity	286 617 000	339 041 000	387 711 000	417 968 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	1 967 908 000	1 808 135 000	2 241 002 000	1 624 576 000
Creditors	32 090 000	13 594 000	93 587 000	130 711 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	249 029 000	150 445 000	380 525 000	229 695 000
Total Current Debt	309 553 000	187 341 000	498 748 000	384 613 000
Total Equity and Debt	2 564 078 000	2 334 517 000	3 127 461 000	2 427 157 000

Financial indicators	2016	2015	2014	2013
Return on Equity	−5,79 %	−6,99 %	−4,92 %	20,04 %
Debt-to-Equity Ratio	6,87	5,33	5,78	3,89
Operating Profit Margin	−4,67 %	5,72 %	0,37 %	6,87 %
Current Ratio	4,74	7,02	3,77	4,24
Quick Ratio	4,74	7,02	3,77	4,24
Equity Ratio	0,11	0,15	0,12	0,17
Gross Profit Margin	100 %	100 %	100 %	100 %