GJENSIDIGE FORSIKRING ASA

0191 OSLO

Finances

Return on Equity

17,62 %

Current Ratio

1,95

Debt-to-Equity Ratio

2,23

Key figures (NOK)	2022	2021	2020	2019
Revenue	33 651 600 000	30 406 300 000	28 259 900 000	25 702 000 000
Net Income	4 558 100 000	6 675 000 000	5 237 300 000	6 455 800 000
Total Assets	135 152 800 000	129 822 200 000	118 311 800 000	112 405 900 000
Total Equity	25 873 400 000	25 205 100 000	25 284 500 000	26 192 200 000

Income (NOK)	2022	2021	2020	2019
Revenue	33 651 600 000	30 406 300 000	28 259 900 000	25 702 000 000
Expenditure	0	0	0	0
Operating Profit	5 758 300 000	5 771 800 000	5 023 200 000	3 893 500 000
Financial Income	403 300 000	3 297 100 000	1 535 100 000	4 011 700 000
Financial Costs	337 600 000	269 500 000	216 700 000	151 300 000
Financial Balance	65 700 000	3 027 600 000	1 318 400 000	3 860 400 000
Earnings Before Tax	5 824 000 000	8 799 400 000	6 341 700 000	7 791 500 000
Tax	1 255 100 000	1 658 300 000	1 387 800 000	1 197 600 000
Net Income	4 558 100 000	6 675 000 000	5 237 300 000	6 455 800 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	26 970 400 000	24 167 200 000	23 657 400 000	22 776 900 000
Total Current Assets	100 581 500 000	99 968 500 000	89 748 600 000	84 949 800 000
Total Assets	135 152 800 000	129 822 200 000	118 311 800 000	112 405 900 000
Total Retained Equity	23 443 500 000	22 775 200 000	22 854 500 000	23 762 200 000
Total Equity	25 873 400 000	25 205 100 000	25 284 500 000	26 192 200 000
Total Long-Term Debt	57 651 500 000	55 966 700 000	53 261 700 000	51 716 500 000
Total Current Debt	51 627 900 000	48 650 300 000	39 765 700 000	34 497 200 000
Total Equity and Debt	135 152 800 000	129 822 100 000	118 311 900 000	112 405 900 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	32 692 800 000	30 162 900 000	28 074 300 000	25 530 400 000
Other Income	958 800 000	243 400 000	185 600 000	171 600 000
Revenue	33 651 600 000	30 406 300 000	28 259 900 000	25 702 000 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	5 758 300 000	5 771 800 000	5 023 200 000	3 893 500 000
Financial Income	403 300 000	3 297 100 000	1 535 100 000	4 011 700 000
Financial Costs	337 600 000	269 500 000	216 700 000	151 300 000
Financial Balance	65 700 000	3 027 600 000	1 318 400 000	3 860 400 000
Dividends	0	0	0	0
Net Income	4 558 100 000	6 675 000 000	5 237 300 000	6 455 800 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	5 293 600 000	3 954 500 000	3 773 400 000	3 554 600 000
Total Intangible Assets	7 600 900 000	5 686 500 000	4 905 800 000	4 679 400 000
Real Eastate	1 635 900 000	1 440 300 000	1 149 600 000	1 264 900 000
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	1 823 300 000	1 702 800 000	1 488 100 000	1 509 200 000
Total Fiancial Fixed Assets	25 124 600 000	22 440 300 000	22 148 600 000	21 246 500 000
Total Fixed Assets	26 970 400 000	24 167 200 000	23 657 400 000	22 776 900 000
Stock	0	0	0	0
Total Investments	87 194 300 000	88 439 600 000	78 501 500 000	74 187 500 000
Cash, Bank	0	0	0	0
Total Current Assets	100 581 500 000	99 968 500 000	89 748 600 000	84 949 800 000
Total Assets	135 152 800 000	129 822 200 000	118 311 800 000	112 405 900 000
Total Equity	25 873 400 000	25 205 100 000	25 284 500 000	26 192 200 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	57 651 500 000	55 966 700 000	53 261 700 000	51 716 500 000
Creditors	0	0	0	0
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	51 227 200 000	48 152 700 000	38 998 300 000	33 856 200 000
Total Current Debt	51 627 900 000	48 650 300 000	39 765 700 000	34 497 200 000
Total Equity and Debt	135 152 800 000	129 822 100 000	118 311 900 000	112 405 900 000

Financial indicators	2022	2021	2020	2019
Return on Equity	17,62 %	26,48 %	20,71 %	24,65 %
Debt-to-Equity Ratio	2,23	2,22	2,11	1,97
Operating Profit Margin	17,11 %	18,98 %	17,78 %	15,15 %
Current Ratio	1,95	2,05	2,26	2,46
Quick Ratio	1,95	2,05	2,26	2,46
Equity Ratio	0,19	0,19	0,21	0,23
Gross Profit Margin	100 %	100 %	100 %	100 %