SPAREBANK 1-STIFTELSEN RINGERIKE

3511 HØNEFOSS

Finances

Return on Equity

1,18 %

Current Ratio

8,66

Debt-to-Equity Ratio

0,05

Key figures (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Net Income	14 330 000	128 362 000	98 025 000	110 547 000
Total Assets	1 372 542 000	1 395 930 000	1 304 741 000	1 263 738 000
Total Equity	1 218 598 000	1 218 598 000	1 165 236 000	1 118 601 000

Income (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Expenditure	4 766 000	5 695 000	3 665 000	3 129 000
Operating Profit	−4 765 000	−5 694 000	−3 664 000	−3 129 000
Financial Income	91 093 000	134 523 000	109 635 000	113 933 000
Financial Costs	71 985 000	0	7 152 000	257 000
Financial Balance	19 108 000	134 523 000	102 483 000	113 676 000
Earnings Before Tax	14 342 000	128 829 000	98 818 000	110 547 000
Tax	12 000	466 000	793 000	0
Net Income	14 330 000	128 362 000	98 025 000	110 547 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	515 967 000	514 277 000	514 832 000	514 743 000
Total Current Assets	856 575 000	881 653 000	789 909 000	748 996 000
Total Assets	1 372 542 000	1 395 930 000	1 304 741 000	1 263 738 000
Total Retained Equity	417 135 000	417 135 000	363 773 000	317 139 000
Total Equity	1 218 598 000	1 218 598 000	1 165 236 000	1 118 601 000
Total Long-Term Debt	55 000 000	55 000 000	70 555 000	50 466 000
Total Current Debt	98 944 000	122 332 000	68 950 000	94 671 000
Total Equity and Debt	1 372 542 000	1 395 930 000	1 304 741 000	1 263 738 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	0	0	0	0
Cost of Goods Sold	0	0	0	0
Salary Costs	2 532 000	2 899 000	2 018 000	1 956 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	4 766 000	5 695 000	3 665 000	3 129 000
Operating Profit	−4 765 000	−5 694 000	−3 664 000	−3 129 000
Financial Income	91 093 000	134 523 000	109 635 000	113 933 000
Financial Costs	71 985 000	0	7 152 000	257 000
Financial Balance	19 108 000	134 523 000	102 483 000	113 676 000
Dividends	0	0	0	−37 000 000
Net Income	14 330 000	128 362 000	98 025 000	110 547 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	1 783 000	93 000	93 000	93 000
Total Tangible Assets	1 783 000	93 000	93 000	93 000
Total Fiancial Fixed Assets	514 184 000	514 184 000	514 739 000	514 650 000
Total Fixed Assets	515 967 000	514 277 000	514 832 000	514 743 000
Stock	0	0	0	0
Total Investments	828 444 000	831 626 000	737 991 000	651 145 000
Cash, Bank	27 335 000	48 542 000	51 863 000	97 624 000
Total Current Assets	856 575 000	881 653 000	789 909 000	748 996 000
Total Assets	1 372 542 000	1 395 930 000	1 304 741 000	1 263 738 000
Total Equity	1 218 598 000	1 218 598 000	1 165 236 000	1 118 601 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	55 000 000	55 000 000	70 555 000	50 466 000
Creditors	1 249 000	20 000	195 000	35 000
Unpaid Taxes	257 000	605 000	210 000	198 000
Dividends	0	0	0	−37 000 000
Other Current Debt	97 438 000	121 207 000	66 361 000	94 437 000
Total Current Debt	98 944 000	122 332 000	68 950 000	94 671 000
Total Equity and Debt	1 372 542 000	1 395 930 000	1 304 741 000	1 263 738 000

Financial indicators	2022	2021	2020	2019
Return on Equity	1,18 %	10,53 %	8,41 %	9,88 %
Debt-to-Equity Ratio	0,05	0,05	0,06	0,05
Operating Profit Margin	-	-	-	-
Current Ratio	8,66	7,21	11,46	7,91
Quick Ratio	8,66	7,21	11,46	7,91
Equity Ratio	0,89	0,87	0,89	0,89
Gross Profit Margin	-	-	-	-