SPAREBANK 1-STIFTELSEN GRAN

2750 GRAN

Finances

Return on Equity

2,22 %

Current Ratio

7,3

Debt-to-Equity Ratio

0,06

Key figures (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Net Income	18 111 000	87 933 000	64 206 000	68 961 000
Total Assets	944 961 000	941 982 000	867 756 000	816 771 000
Total Equity	815 625 000	797 514 000	752 581 000	720 837 000

Income (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Expenditure	3 623 000	4 247 000	3 663 000	3 007 000
Operating Profit	−3 623 000	−4 247 000	−3 663 000	−3 006 000
Financial Income	21 681 000	101 087 000	70 579 000	71 967 000
Financial Costs	3 000	8 823 000	2 571 000	0
Financial Balance	21 678 000	92 264 000	68 008 000	71 967 000
Earnings Before Tax	18 055 000	88 018 000	64 345 000	68 961 000
Tax	−56 000	85 000	139 000	0
Net Income	18 111 000	87 933 000	64 206 000	68 961 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	365 812 000	365 812 000	365 812 000	365 812 000
Total Current Assets	579 149 000	576 169 000	501 944 000	450 959 000
Total Assets	944 961 000	941 982 000	867 756 000	816 771 000
Total Retained Equity	338 941 000	320 831 000	275 898 000	244 153 000
Total Equity	815 625 000	797 514 000	752 581 000	720 837 000
Total Long-Term Debt	50 000 000	50 000 000	50 000 000	50 000 000
Total Current Debt	79 336 000	94 467 000	65 175 000	45 934 000
Total Equity and Debt	944 961 000	941 982 000	867 756 000	816 771 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	0	0	0	0
Cost of Goods Sold	0	0	0	0
Salary Costs	1 823 000	1 726 000	1 770 000	1 570 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	3 623 000	4 247 000	3 663 000	3 007 000
Operating Profit	−3 623 000	−4 247 000	−3 663 000	−3 006 000
Financial Income	21 681 000	101 087 000	70 579 000	71 967 000
Financial Costs	3 000	8 823 000	2 571 000	0
Financial Balance	21 678 000	92 264 000	68 008 000	71 967 000
Dividends	0	0	0	0
Net Income	18 111 000	87 933 000	64 206 000	68 961 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	365 812 000	365 812 000	365 812 000	365 812 000
Total Fixed Assets	365 812 000	365 812 000	365 812 000	365 812 000
Stock	0	0	0	0
Total Investments	530 447 000	528 552 000	465 003 000	421 214 000
Cash, Bank	48 240 000	47 314 000	36 646 000	29 503 000
Total Current Assets	579 149 000	576 169 000	501 944 000	450 959 000
Total Assets	944 961 000	941 982 000	867 756 000	816 771 000
Total Equity	815 625 000	797 514 000	752 581 000	720 837 000
Short-Term Group Debt	77 783 000	93 200 000	63 140 000	44 946 000
Total Long-Term Debt	50 000 000	50 000 000	50 000 000	50 000 000
Creditors	518 000	59 000	247 000	88 000
Unpaid Taxes	97 000	91 000	92 000	84 000
Dividends	0	0	0	0
Other Current Debt	938 000	1 017 000	1 095 000	816 000
Total Current Debt	79 336 000	94 467 000	65 175 000	45 934 000
Total Equity and Debt	944 961 000	941 982 000	867 756 000	816 771 000

Financial indicators	2022	2021	2020	2019
Return on Equity	2,22 %	11,03 %	8,53 %	9,57 %
Debt-to-Equity Ratio	0,06	0,06	0,07	0,07
Operating Profit Margin	-	-	-	-
Current Ratio	7,3	6,1	7,7	9,82
Quick Ratio	7,3	6,1	7,7	9,82
Equity Ratio	0,86	0,85	0,87	0,88
Gross Profit Margin	-	-	-	-