SPAREBANKSTIFTINGA FJALER

6963 DALE I SUNNFJORD

Finances

Return on Equity

6,39 %

Current Ratio

4,5

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Net Income	9 201 000	6 441 000	4 216 000	8 886 000
Total Assets	154 672 000	148 233 000	143 474 000	147 320 000
Total Equity	143 978 000	141 776 000	139 335 000	137 619 000

Income (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Expenditure	1 024 000	1 023 000	767 000	759 000
Operating Profit	−1 024 000	−1 023 000	−766 000	−759 000
Financial Income	10 604 000	7 445 000	5 005 000	9 438 000
Financial Costs	379 000	−19 000	23 000	−206 000
Financial Balance	10 225 000	7 464 000	4 982 000	9 644 000
Earnings Before Tax	9 201 000	6 441 000	4 216 000	8 886 000
Tax	0	0	0	0
Net Income	9 201 000	6 441 000	4 216 000	8 886 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	106 554 000	106 567 000	106 637 000	106 453 000
Total Current Assets	48 118 000	41 666 000	36 836 000	40 867 000
Total Assets	154 672 000	148 233 000	143 474 000	147 320 000
Total Retained Equity	37 525 000	35 323 000	32 882 000	31 166 000
Total Equity	143 978 000	141 776 000	139 335 000	137 619 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	10 694 000	6 456 000	4 139 000	9 701 000
Total Equity and Debt	154 672 000	148 233 000	143 474 000	147 320 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	0	0	0	0
Cost of Goods Sold	0	0	0	0
Salary Costs	229 000	266 000	226 000	181 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	1 024 000	1 023 000	767 000	759 000
Operating Profit	−1 024 000	−1 023 000	−766 000	−759 000
Financial Income	10 604 000	7 445 000	5 005 000	9 438 000
Financial Costs	379 000	−19 000	23 000	−206 000
Financial Balance	10 225 000	7 464 000	4 982 000	9 644 000
Dividends	7 000 000	4 000 000	2 500 000	3 500 000
Net Income	9 201 000	6 441 000	4 216 000	8 886 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	101 000	43 000	43 000	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	71 000	141 000	0
Total Tangible Assets	0	71 000	141 000	0
Total Fiancial Fixed Assets	106 453 000	106 453 000	106 453 000	106 453 000
Total Fixed Assets	106 554 000	106 567 000	106 637 000	106 453 000
Stock	0	0	0	0
Total Investments	34 405 000	34 777 000	20 270 000	16 188 000
Cash, Bank	13 713 000	6 889 000	16 567 000	24 679 000
Total Current Assets	48 118 000	41 666 000	36 836 000	40 867 000
Total Assets	154 672 000	148 233 000	143 474 000	147 320 000
Total Equity	143 978 000	141 776 000	139 335 000	137 619 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	88 000	63 000	49 000	79 000
Unpaid Taxes	42 000	50 000	23 000	25 000
Dividends	7 000 000	4 000 000	2 500 000	3 500 000
Other Current Debt	10 564 000	6 343 000	4 067 000	9 596 000
Total Current Debt	10 694 000	6 456 000	4 139 000	9 701 000
Total Equity and Debt	154 672 000	148 233 000	143 474 000	147 320 000

Financial indicators	2022	2021	2020	2019
Return on Equity	6,39 %	4,54 %	3,03 %	6,46 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	-	-	-	-
Current Ratio	4,5	6,45	8,9	4,21
Quick Ratio	4,5	6,45	8,9	4,21
Equity Ratio	0,93	0,96	0,97	0,93
Gross Profit Margin	-	-	-	-