SPAREBANKSTIFTINGA SOGN OG FJORDANE

6800 FØRDE

Finances

Return on Equity

5,02 %

Current Ratio

19,31

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Net Income	115 875 000	81 433 000	46 777 000	107 764 000
Total Assets	2 335 625 000	2 198 280 000	2 109 254 000	2 061 733 000
Total Equity	2 308 086 000	2 172 889 000	2 091 456 000	2 044 679 000

Income (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Expenditure	45 084 000	33 833 000	30 720 000	33 870 000
Operating Profit	−45 084 000	−33 833 000	−30 720 000	−33 870 000
Financial Income	161 276 000	115 360 000	77 591 000	141 727 000
Financial Costs	317 000	94 000	94 000	94 000
Financial Balance	160 959 000	115 266 000	77 497 000	141 633 000
Earnings Before Tax	115 875 000	81 433 000	46 777 000	107 764 000
Tax	0	0	0	0
Net Income	115 875 000	81 433 000	46 777 000	107 764 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	1 827 107 000	2 108 192 000	2 022 801 000	1 990 057 000
Total Current Assets	508 518 000	90 088 000	86 453 000	71 676 000
Total Assets	2 335 625 000	2 198 280 000	2 109 254 000	2 061 733 000
Total Retained Equity	899 586 000	764 389 000	682 956 000	636 179 000
Total Equity	2 308 086 000	2 172 889 000	2 091 456 000	2 044 679 000
Total Long-Term Debt	1 209 000	981 000	769 000	571 000
Total Current Debt	26 330 000	24 410 000	17 029 000	16 483 000
Total Equity and Debt	2 335 625 000	2 198 280 000	2 109 254 000	2 061 733 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	0	0	0	0
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	45 084 000	33 833 000	30 720 000	33 870 000
Operating Profit	−45 084 000	−33 833 000	−30 720 000	−33 870 000
Financial Income	161 276 000	115 360 000	77 591 000	141 727 000
Financial Costs	317 000	94 000	94 000	94 000
Financial Balance	160 959 000	115 266 000	77 497 000	141 633 000
Dividends	0	0	0	0
Net Income	115 875 000	81 433 000	46 777 000	107 764 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	35 000	178 000	320 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	1 827 107 000	2 108 157 000	2 022 623 000	1 989 737 000
Total Fixed Assets	1 827 107 000	2 108 192 000	2 022 801 000	1 990 057 000
Stock	0	0	0	0
Total Investments	363 851 000	0	0	0
Cash, Bank	144 636 000	90 067 000	86 393 000	71 664 000
Total Current Assets	508 518 000	90 088 000	86 453 000	71 676 000
Total Assets	2 335 625 000	2 198 280 000	2 109 254 000	2 061 733 000
Total Equity	2 308 086 000	2 172 889 000	2 091 456 000	2 044 679 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	1 209 000	981 000	769 000	571 000
Creditors	75 000	39 000	121 000	70 000
Unpaid Taxes	192 000	194 000	196 000	189 000
Dividends	0	0	0	0
Other Current Debt	26 063 000	24 177 000	16 712 000	16 224 000
Total Current Debt	26 330 000	24 410 000	17 029 000	16 483 000
Total Equity and Debt	2 335 625 000	2 198 280 000	2 109 254 000	2 061 733 000

Financial indicators	2022	2021	2020	2019
Return on Equity	5,02 %	3,75 %	2,24 %	5,27 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	-	-	-	-
Current Ratio	19,31	3,69	5,08	4,35
Quick Ratio	19,31	3,69	5,08	4,35
Equity Ratio	0,99	0,99	0,99	0,99
Gross Profit Margin	-	-	-	-