SPAREBANK 1-STIFTINGA KVINNHERAD

5460 HUSNES

Finances

Return on Equity

9,67 %

Current Ratio

1,99

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Net Income	37 903 000	52 171 000	−957 000	27 490 000
Total Assets	454 532 000	432 807 000	396 737 000	411 830 000
Total Equity	392 094 000	372 191 000	340 020 000	360 977 000

Income (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Expenditure	2 155 000	2 126 000	1 739 000	1 841 000
Operating Profit	−2 155 000	−2 126 000	−1 740 000	−1 841 000
Financial Income	40 058 000	54 297 000	783 000	29 401 000
Financial Costs	0	0	0	70 000
Financial Balance	40 058 000	54 297 000	783 000	29 331 000
Earnings Before Tax	37 903 000	52 171 000	−957 000	27 490 000
Tax	0	0	0	0
Net Income	37 903 000	52 171 000	−957 000	27 490 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	330 000 000	330 006 000	330 014 000	330 025 000
Total Current Assets	124 532 000	102 801 000	66 722 000	81 804 000
Total Assets	454 532 000	432 807 000	396 737 000	411 830 000
Total Retained Equity	230 345 000	210 443 000	178 272 000	199 229 000
Total Equity	392 094 000	372 191 000	340 020 000	360 977 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	62 439 000	60 617 000	56 716 000	50 853 000
Total Equity and Debt	454 532 000	432 807 000	396 737 000	411 830 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	0	0	0	0
Cost of Goods Sold	0	0	0	0
Salary Costs	1 240 000	1 239 000	1 019 000	1 087 000
Depreciation	6 000	8 000	11 000	17 000
Impairment	0	0	0	0
Expenditure	2 155 000	2 126 000	1 739 000	1 841 000
Operating Profit	−2 155 000	−2 126 000	−1 740 000	−1 841 000
Financial Income	40 058 000	54 297 000	783 000	29 401 000
Financial Costs	0	0	0	70 000
Financial Balance	40 058 000	54 297 000	783 000	29 331 000
Dividends	0	0	0	0
Net Income	37 903 000	52 171 000	−957 000	27 490 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	6 000	14 000	25 000
Total Tangible Assets	0	6 000	14 000	25 000
Total Fiancial Fixed Assets	330 000 000	330 000 000	330 000 000	330 000 000
Total Fixed Assets	330 000 000	330 006 000	330 014 000	330 025 000
Stock	0	0	0	0
Total Investments	4 230 000	4 230 000	4 230 000	4 230 000
Cash, Bank	120 303 000	98 571 000	62 482 000	77 568 000
Total Current Assets	124 532 000	102 801 000	66 722 000	81 804 000
Total Assets	454 532 000	432 807 000	396 737 000	411 830 000
Total Equity	392 094 000	372 191 000	340 020 000	360 977 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	76 000	51 000	19 000	26 000
Unpaid Taxes	190 000	178 000	95 000	134 000
Dividends	0	0	0	0
Other Current Debt	62 173 000	60 387 000	56 602 000	50 693 000
Total Current Debt	62 439 000	60 617 000	56 716 000	50 853 000
Total Equity and Debt	454 532 000	432 807 000	396 737 000	411 830 000

Financial indicators	2022	2021	2020	2019
Return on Equity	9,67 %	14,02 %	−0,28 %	7,62 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	-	-	-	-
Current Ratio	1,99	1,7	1,18	1,61
Quick Ratio	1,99	1,7	1,18	1,61
Equity Ratio	0,86	0,86	0,86	0,88
Gross Profit Margin	-	-	-	-