SPAREBANKSTIFTELSEN HELGELAND

8624 MO I RANA

Finances

Return on Equity

−5,97 %

Current Ratio

11,59

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	31 733 000	33 354 000	26 029 000	22 059 000
Net Income	−57 996 000	106 419 000	77 315 000	78 851 000
Total Assets	1 013 511 000	1 049 322 000	940 097 000	879 925 000
Total Equity	970 648 000	1 027 260 000	920 840 000	843 526 000

Income (NOK)	2022	2021	2020	2019
Revenue	31 733 000	33 354 000	26 029 000	22 059 000
Expenditure	90 761 000	−74 337 000	2 262 000	−56 883 000
Operating Profit	−59 029 000	107 625 000	17 257 000	78 690 000
Financial Income	1 032 000	179 000	60 058 000	165 000
Financial Costs	0	0	0	4 000
Financial Balance	1 032 000	179 000	60 058 000	161 000
Earnings Before Tax	−57 996 000	107 804 000	77 315 000	78 851 000
Tax	0	1 384 000	0	0
Net Income	−57 996 000	106 419 000	77 315 000	78 851 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	516 692 000	560 981 000	320 966 000	872 119 000
Total Current Assets	496 819 000	488 341 000	619 131 000	7 806 000
Total Assets	1 013 511 000	1 049 322 000	940 097 000	879 925 000
Total Retained Equity	690 648 000	747 260 000	440 638 000	563 526 000
Total Equity	970 648 000	1 027 260 000	920 840 000	843 526 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	42 863 000	22 062 000	19 257 000	36 400 000
Total Equity and Debt	1 013 511 000	1 049 322 000	940 097 000	879 925 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	31 733 000	33 354 000	26 029 000	22 059 000
Revenue	31 733 000	33 354 000	26 029 000	22 059 000
Cost of Goods Sold	87 668 000	−77 385 000	0	−59 882 000
Salary Costs	958 000	610 000	578 000	564 000
Depreciation	2 000	0	0	0
Impairment	0	0	0	0
Expenditure	90 761 000	−74 337 000	2 262 000	−56 883 000
Operating Profit	−59 029 000	107 625 000	17 257 000	78 690 000
Financial Income	1 032 000	179 000	60 058 000	165 000
Financial Costs	0	0	0	4 000
Financial Balance	1 032 000	179 000	60 058 000	161 000
Dividends	0	0	0	0
Net Income	−57 996 000	106 419 000	77 315 000	78 851 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	64 000	0	0	0
Total Tangible Assets	64 000	0	0	0
Total Fiancial Fixed Assets	516 628 000	560 981 000	320 966 000	872 119 000
Total Fixed Assets	516 692 000	560 981 000	320 966 000	872 119 000
Stock	0	0	0	0
Total Investments	449 345 000	465 356 000	596 971 000	0
Cash, Bank	47 462 000	22 985 000	21 946 000	7 797 000
Total Current Assets	496 819 000	488 341 000	619 131 000	7 806 000
Total Assets	1 013 511 000	1 049 322 000	940 097 000	879 925 000
Total Equity	970 648 000	1 027 260 000	920 840 000	843 526 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	36 000	58 000	0	36 289 000
Unpaid Taxes	128 000	34 000	112 000	110 000
Dividends	0	0	0	0
Other Current Debt	42 699 000	20 585 000	19 145 000	0
Total Current Debt	42 863 000	22 062 000	19 257 000	36 400 000
Total Equity and Debt	1 013 511 000	1 049 322 000	940 097 000	879 925 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−5,97 %	10,36 %	8,4 %	9,35 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	−186,02 %	322,67 %	66,3 %	356,73 %
Current Ratio	11,59	22,13	32,15	0,21
Quick Ratio	11,59	22,13	32,15	0,21
Equity Ratio	0,96	0,98	0,98	0,96
Gross Profit Margin	−176,27 %	332,01 %	100 %	371,46 %