SPAREBANKSTIFTELSEN SPAREBANK 1 NORD-NORGE

9008 TROMSØ

Finances

Return on Equity

30,23 %

Current Ratio

4 004,06

Debt-to-Equity Ratio

0,02

Key figures (NOK)	2022	2021	2020	2019
Revenue	500 000 000	175 000 000	200 000 000	200 000 000
Net Income	553 283 000	190 551 000	217 746 000	219 385 000
Total Assets	1 871 756 000	1 332 366 000	1 154 139 000	949 870 000
Total Equity	1 830 470 000	1 304 993 000	1 104 513 000	904 513 000

Income (NOK)	2022	2021	2020	2019
Revenue	500 000 000	175 000 000	200 000 000	200 000 000
Expenditure	2 576 000	2 837 000	3 060 000	2 315 000
Operating Profit	497 424 000	172 163 000	196 940 000	197 684 000
Financial Income	55 859 000	18 388 000	20 806 000	21 701 000
Financial Costs	0	0	0	0
Financial Balance	55 859 000	18 388 000	20 806 000	21 701 000
Earnings Before Tax	553 283 000	190 551 000	217 746 000	219 385 000
Tax	0	0	0	0
Net Income	553 283 000	190 551 000	217 746 000	219 385 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	45 902 000	45 902 000	45 902 000	45 902 000
Total Current Assets	1 825 853 000	1 286 463 000	1 108 236 000	903 968 000
Total Assets	1 871 756 000	1 332 366 000	1 154 139 000	949 870 000
Total Retained Equity	1 829 470 000	1 303 993 000	1 103 513 000	903 513 000
Total Equity	1 830 470 000	1 304 993 000	1 104 513 000	904 513 000
Total Long-Term Debt	40 830 000	26 926 000	48 984 000	44 962 000
Total Current Debt	456 000	447 000	641 000	395 000
Total Equity and Debt	1 871 756 000	1 332 366 000	1 154 139 000	949 870 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	500 000 000	175 000 000	200 000 000	200 000 000
Revenue	500 000 000	175 000 000	200 000 000	200 000 000
Cost of Goods Sold	0	0	0	0
Salary Costs	1 629 000	1 680 000	1 469 000	1 366 000
Depreciation	0	0	0	5 000
Impairment	0	0	0	0
Expenditure	2 576 000	2 837 000	3 060 000	2 315 000
Operating Profit	497 424 000	172 163 000	196 940 000	197 684 000
Financial Income	55 859 000	18 388 000	20 806 000	21 701 000
Financial Costs	0	0	0	0
Financial Balance	55 859 000	18 388 000	20 806 000	21 701 000
Dividends	0	0	0	0
Net Income	553 283 000	190 551 000	217 746 000	219 385 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	45 902 000	45 902 000	45 902 000	45 902 000
Total Fixed Assets	45 902 000	45 902 000	45 902 000	45 902 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	1 825 853 000	1 286 463 000	1 108 211 000	903 648 000
Total Current Assets	1 825 853 000	1 286 463 000	1 108 236 000	903 968 000
Total Assets	1 871 756 000	1 332 366 000	1 154 139 000	949 870 000
Total Equity	1 830 470 000	1 304 993 000	1 104 513 000	904 513 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	40 830 000	26 926 000	48 984 000	44 962 000
Creditors	74 000	61 000	67 000	60 000
Unpaid Taxes	265 000	271 000	277 000	263 000
Dividends	0	0	0	0
Other Current Debt	118 000	114 000	297 000	72 000
Total Current Debt	456 000	447 000	641 000	395 000
Total Equity and Debt	1 871 756 000	1 332 366 000	1 154 139 000	949 870 000

Financial indicators	2022	2021	2020	2019
Return on Equity	30,23 %	14,6 %	19,71 %	24,25 %
Debt-to-Equity Ratio	0,02	0,02	0,04	0,05
Operating Profit Margin	99,48 %	98,38 %	98,47 %	98,84 %
Current Ratio	4 004,06	2 877,99	1 728,92	2 288,53
Quick Ratio	4 004,06	2 877,99	1 728,92	2 288,53
Equity Ratio	0,98	0,98	0,96	0,95
Gross Profit Margin	100 %	100 %	100 %	100 %