T-FINANS AS

8900 BRØNNØYSUND

Finances

Share Ownership

Return on Equity

40,98 %

Current Ratio

2,43

Debt-to-Equity Ratio

7,05

Key figures (NOK)	2022	2021	2020	2019
Revenue	149 738 000	159 857 000	129 486 000	168 197 000
Net Income	53 562 000	65 792 000	51 420 000	75 408 000
Total Assets	1 094 901 000	1 298 797 000	1 319 941 000	1 160 289 000
Total Equity	130 696 000	329 989 000	264 197 000	240 777 000

Income (NOK)	2022	2021	2020	2019
Revenue	149 738 000	159 857 000	129 486 000	168 197 000
Expenditure	50 292 000	57 305 000	43 685 000	55 632 000
Operating Profit	99 445 000	102 551 000	85 801 000	112 564 000
Financial Income	1 720 000	486 000	840 000	7 373 000
Financial Costs	32 495 000	18 688 000	20 680 000	23 259 000
Financial Balance	−30 775 000	−18 202 000	−19 840 000	−15 886 000
Earnings Before Tax	68 670 000	84 349 000	65 961 000	96 679 000
Tax	15 107 000	18 557 000	14 542 000	21 271 000
Net Income	53 562 000	65 792 000	51 420 000	75 408 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	992 688 000	1 060 663 000	1 115 472 000	988 372 000
Total Current Assets	102 213 000	238 134 000	204 468 000	171 917 000
Total Assets	1 094 901 000	1 298 797 000	1 319 941 000	1 160 289 000
Total Retained Equity	108 480 000	307 773 000	241 980 000	218 561 000
Total Equity	130 696 000	329 989 000	264 197 000	240 777 000
Total Long-Term Debt	922 057 000	956 342 000	1 014 666 000	882 197 000
Total Current Debt	42 148 000	12 465 000	41 077 000	37 314 000
Total Equity and Debt	1 094 901 000	1 298 797 000	1 319 941 000	1 160 289 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	148 052 000	158 171 000	127 801 000	134 165 000
Other Income	1 686 000	1 686 000	1 686 000	34 031 000
Revenue	149 738 000	159 857 000	129 486 000	168 197 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	50 135 000	57 133 000	43 516 000	55 464 000
Impairment	0	0	0	0
Expenditure	50 292 000	57 305 000	43 685 000	55 632 000
Operating Profit	99 445 000	102 551 000	85 801 000	112 564 000
Financial Income	1 720 000	486 000	840 000	7 373 000
Financial Costs	32 495 000	18 688 000	20 680 000	23 259 000
Financial Balance	−30 775 000	−18 202 000	−19 840 000	−15 886 000
Dividends	0	0	28 000 000	13 000 000
Net Income	53 562 000	65 792 000	51 420 000	75 408 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	992 688 000	1 060 663 000	1 115 472 000	988 372 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	992 688 000	1 060 663 000	1 115 472 000	988 372 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	90 189 000	224 841 000	159 294 000	132 518 000
Total Current Assets	102 213 000	238 134 000	204 468 000	171 917 000
Total Assets	1 094 901 000	1 298 797 000	1 319 941 000	1 160 289 000
Total Equity	130 696 000	329 989 000	264 197 000	240 777 000
Short-Term Group Debt	42 122 000	11 076 000	0	0
Total Long-Term Debt	922 057 000	956 342 000	1 014 666 000	882 197 000
Creditors	25 000	57 000	7 463 000	1 489 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	28 000 000	13 000 000
Other Current Debt	0	1 333 000	4 418 000	2 586 000
Total Current Debt	42 148 000	12 465 000	41 077 000	37 314 000
Total Equity and Debt	1 094 901 000	1 298 797 000	1 319 941 000	1 160 289 000

Financial indicators	2022	2021	2020	2019
Return on Equity	40,98 %	19,94 %	19,46 %	31,32 %
Debt-to-Equity Ratio	7,05	2,9	3,84	3,66
Operating Profit Margin	66,41 %	64,15 %	66,26 %	66,92 %
Current Ratio	2,43	19,1	4,98	4,61
Quick Ratio	2,43	19,1	4,98	4,61
Equity Ratio	0,12	0,25	0,2	0,21
Gross Profit Margin	100 %	100 %	100 %	100 %