SPAREBANKSTIFTELSEN SR-BANK

4006 STAVANGER

Finances

Return on Equity

7,18 %

Current Ratio

2,38

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	434 516 000	622 806 000	0	325 887 000
Net Income	342 791 000	529 359 000	−96 386 000	236 687 000
Total Assets	5 012 517 000	4 612 546 000	4 069 991 000	4 132 596 000
Total Equity	4 774 265 000	4 431 474 000	3 902 115 000	3 998 501 000

Income (NOK)	2022	2021	2020	2019
Revenue	434 516 000	622 806 000	0	325 887 000
Expenditure	165 501 000	100 304 000	122 900 000	115 223 000
Operating Profit	269 014 000	522 502 000	−122 900 000	210 664 000
Financial Income	101 812 000	7 223 000	34 413 000	27 309 000
Financial Costs	28 034 000	366 000	7 899 000	1 286 000
Financial Balance	73 778 000	6 857 000	26 514 000	26 023 000
Earnings Before Tax	342 791 000	529 359 000	−96 386 000	236 687 000
Tax	0	0	0	0
Net Income	342 791 000	529 359 000	−96 386 000	236 687 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	4 446 056 000	4 063 348 000	3 543 373 000	3 470 087 000
Total Current Assets	566 461 000	549 198 000	526 619 000	662 509 000
Total Assets	5 012 517 000	4 612 546 000	4 069 991 000	4 132 596 000
Total Retained Equity	2 017 454 000	1 674 663 000	1 145 304 000	1 241 691 000
Total Equity	4 774 265 000	4 431 474 000	3 902 115 000	3 998 501 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	238 252 000	181 072 000	167 877 000	134 095 000
Total Equity and Debt	5 012 517 000	4 612 546 000	4 069 991 000	4 132 596 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	434 516 000	622 806 000	0	325 887 000
Revenue	434 516 000	622 806 000	0	325 887 000
Cost of Goods Sold	0	0	0	107 208 000
Salary Costs	8 065 000	6 764 000	6 441 000	5 619 000
Depreciation	45 000	41 000	91 000	64 000
Impairment	0	0	0	0
Expenditure	165 501 000	100 304 000	122 900 000	115 223 000
Operating Profit	269 014 000	522 502 000	−122 900 000	210 664 000
Financial Income	101 812 000	7 223 000	34 413 000	27 309 000
Financial Costs	28 034 000	366 000	7 899 000	1 286 000
Financial Balance	73 778 000	6 857 000	26 514 000	26 023 000
Dividends	0	0	0	0
Net Income	342 791 000	529 359 000	−96 386 000	236 687 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	34 000	49 000	90 000	98 000
Total Tangible Assets	34 000	49 000	90 000	98 000
Total Fiancial Fixed Assets	4 446 022 000	4 063 299 000	3 543 283 000	3 469 989 000
Total Fixed Assets	4 446 056 000	4 063 348 000	3 543 373 000	3 470 087 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	565 125 000	548 354 000	526 396 000	662 106 000
Total Current Assets	566 461 000	549 198 000	526 619 000	662 509 000
Total Assets	5 012 517 000	4 612 546 000	4 069 991 000	4 132 596 000
Total Equity	4 774 265 000	4 431 474 000	3 902 115 000	3 998 501 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	692 000	137 000	65 000	451 000
Unpaid Taxes	734 000	629 000	574 000	634 000
Dividends	0	0	0	0
Other Current Debt	236 825 000	180 307 000	167 238 000	133 010 000
Total Current Debt	238 252 000	181 072 000	167 877 000	134 095 000
Total Equity and Debt	5 012 517 000	4 612 546 000	4 069 991 000	4 132 596 000

Financial indicators	2022	2021	2020	2019
Return on Equity	7,18 %	11,95 %	−2,47 %	5,92 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	61,91 %	83,89 %	-	64,64 %
Current Ratio	2,38	3,03	3,14	4,94
Quick Ratio	2,38	3,03	3,14	4,94
Equity Ratio	0,95	0,96	0,96	0,97
Gross Profit Margin	100 %	100 %	-	67,1 %