FORSIKRINGSMEGLEREN AS

1940 BJØRKELANGEN

Finances

Share Ownership

Return on Equity

40,73 %

Current Ratio

1,01

Debt-to-Equity Ratio

0,03

Key figures (NOK)	2022	2021	2020	2019
Revenue	3 431 000	3 099 000	3 187 000	2 959 000
Net Income	178 000	203 000	347 000	216 000
Total Assets	2 488 000	2 101 000	1 738 000	2 035 000
Total Equity	437 000	659 000	455 000	408 000

Income (NOK)	2022	2021	2020	2019
Revenue	3 431 000	3 099 000	3 187 000	2 959 000
Expenditure	3 166 000	2 845 000	2 750 000	2 697 000
Operating Profit	265 000	253 000	436 000	262 000
Financial Income	12 000	8 000	9 000	15 000
Financial Costs	45 000	0	0	0
Financial Balance	−33 000	8 000	9 000	15 000
Earnings Before Tax	232 000	261 000	445 000	277 000
Tax	54 000	57 000	98 000	61 000
Net Income	178 000	203 000	347 000	216 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	435 000	601 000	427 000	482 000
Total Current Assets	2 053 000	1 500 000	1 311 000	1 553 000
Total Assets	2 488 000	2 101 000	1 738 000	2 035 000
Total Retained Equity	407 000	629 000	425 000	378 000
Total Equity	437 000	659 000	455 000	408 000
Total Long-Term Debt	11 000	5 000	−9 000	0
Total Current Debt	2 041 000	1 437 000	1 291 000	1 627 000
Total Equity and Debt	2 488 000	2 101 000	1 738 000	2 035 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	3 431 000	3 028 000	3 187 000	2 928 000
Other Income	0	71 000	0	31 000
Revenue	3 431 000	3 099 000	3 187 000	2 959 000
Cost of Goods Sold	0	0	5 000	6 000
Salary Costs	2 508 000	2 127 000	1 982 000	1 917 000
Depreciation	112 000	37 000	79 000	68 000
Impairment	0	0	0	0
Expenditure	3 166 000	2 845 000	2 750 000	2 697 000
Operating Profit	265 000	253 000	436 000	262 000
Financial Income	12 000	8 000	9 000	15 000
Financial Costs	45 000	0	0	0
Financial Balance	−33 000	8 000	9 000	15 000
Dividends	0	0	300 000	700 000
Net Income	178 000	203 000	347 000	216 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	26 000	80 000	137 000	113 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	409 000	521 000	290 000	369 000
Total Tangible Assets	409 000	521 000	290 000	369 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	435 000	601 000	427 000	482 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	1 402 000	1 258 000	984 000	1 187 000
Total Current Assets	2 053 000	1 500 000	1 311 000	1 553 000
Total Assets	2 488 000	2 101 000	1 738 000	2 035 000
Total Equity	437 000	659 000	455 000	408 000
Short-Term Group Debt	400 000	0	0	0
Total Long-Term Debt	11 000	5 000	−9 000	0
Creditors	2 000	17 000	11 000	9 000
Unpaid Taxes	118 000	302 000	107 000	128 000
Dividends	0	0	300 000	700 000
Other Current Debt	1 521 000	1 119 000	751 000	673 000
Total Current Debt	2 041 000	1 437 000	1 291 000	1 627 000
Total Equity and Debt	2 488 000	2 101 000	1 738 000	2 035 000

Financial indicators	2022	2021	2020	2019
Return on Equity	40,73 %	30,8 %	76,26 %	52,94 %
Debt-to-Equity Ratio	0,03	0,01	−0,02	0
Operating Profit Margin	7,72 %	8,16 %	13,68 %	8,85 %
Current Ratio	1,01	1,04	1,02	0,95
Quick Ratio	1,01	1,04	1,02	0,95
Equity Ratio	0,18	0,31	0,26	0,2
Gross Profit Margin	100 %	100 %	99,84 %	99,8 %