SPAREBANKSTIFTELSEN HALLINGDAL

3570 ÅL

Finances

Return on Equity

4,46 %

Current Ratio

15,48

Debt-to-Equity Ratio

Key figures (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Net Income	44 789 000	40 339 000	53 459 000	37 242 000
Total Assets	1 018 807 000	987 253 000	958 177 000	917 046 000
Total Equity	1 004 584 000	948 155 000	927 816 000	889 357 000

Income (NOK)	2022	2021	2020	2019
Revenue	0	0	0	0
Expenditure	3 412 000	2 778 000	2 303 000	2 187 000
Operating Profit	−3 412 000	−2 778 000	−2 303 000	−2 187 000
Financial Income	85 144 000	46 524 000	55 780 000	39 482 000
Financial Costs	36 944 000	3 407 000	19 000	52 000
Financial Balance	48 200 000	43 117 000	55 761 000	39 430 000
Earnings Before Tax	44 789 000	40 339 000	53 459 000	37 242 000
Tax	0	0	0	0
Net Income	44 789 000	40 339 000	53 459 000	37 242 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	798 586 000	798 586 000	798 586 000	798 586 000
Total Current Assets	220 221 000	188 667 000	159 591 000	118 460 000
Total Assets	1 018 807 000	987 253 000	958 177 000	917 046 000
Total Retained Equity	205 141 000	148 713 000	128 373 000	89 914 000
Total Equity	1 004 584 000	948 155 000	927 816 000	889 357 000
Total Long-Term Debt	0	0	0	0
Total Current Debt	14 224 000	39 098 000	30 361 000	27 689 000
Total Equity and Debt	1 018 807 000	987 253 000	958 177 000	917 046 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	0	0	0	0
Revenue	0	0	0	0
Cost of Goods Sold	0	0	0	0
Salary Costs	1 927 000	1 719 000	1 711 000	497 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	3 412 000	2 778 000	2 303 000	2 187 000
Operating Profit	−3 412 000	−2 778 000	−2 303 000	−2 187 000
Financial Income	85 144 000	46 524 000	55 780 000	39 482 000
Financial Costs	36 944 000	3 407 000	19 000	52 000
Financial Balance	48 200 000	43 117 000	55 761 000	39 430 000
Dividends	0	0	0	0
Net Income	44 789 000	40 339 000	53 459 000	37 242 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	798 586 000	798 586 000	798 586 000	798 586 000
Total Fixed Assets	798 586 000	798 586 000	798 586 000	798 586 000
Stock	0	0	0	0
Total Investments	211 736 000	182 484 000	130 750 000	106 459 000
Cash, Bank	8 419 000	6 183 000	28 771 000	12 001 000
Total Current Assets	220 221 000	188 667 000	159 591 000	118 460 000
Total Assets	1 018 807 000	987 253 000	958 177 000	917 046 000
Total Equity	1 004 584 000	948 155 000	927 816 000	889 357 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	0	0	0	0
Creditors	71 000	8 000	36 000	18 000
Unpaid Taxes	167 000	156 000	202 000	127 000
Dividends	0	0	0	0
Other Current Debt	13 985 000	38 933 000	30 124 000	27 545 000
Total Current Debt	14 224 000	39 098 000	30 361 000	27 689 000
Total Equity and Debt	1 018 807 000	987 253 000	958 177 000	917 046 000

Financial indicators	2022	2021	2020	2019
Return on Equity	4,46 %	4,25 %	5,76 %	4,19 %
Debt-to-Equity Ratio	0	0	0	0
Operating Profit Margin	-	-	-	-
Current Ratio	15,48	4,83	5,26	4,28
Quick Ratio	15,48	4,83	5,26	4,28
Equity Ratio	0,99	0,96	0,97	0,97
Gross Profit Margin	-	-	-	-