SMARTERE PENSJON OG SPARING AS

1365 BLOMMENHOLM

Finances

Share Ownership

Return on Equity

−9,02 %

Current Ratio

2,35

Debt-to-Equity Ratio

−1,1

Key figures (NOK)	2022	2021	2020	2019
Revenue	710 000	650 000	668 000	532 000
Net Income	116 000	5 000	−29 000	−200 000
Total Assets	214 000	128 000	112 000	120 000
Total Equity	−1 286 000	−1 402 000	−1 667 000	−1 637 000

Income (NOK)	2022	2021	2020	2019
Revenue	710 000	650 000	668 000	532 000
Expenditure	594 000	646 000	697 000	732 000
Operating Profit	116 000	5 000	−29 000	−200 000
Financial Income	0	0	0	0
Financial Costs	0	0	0	0
Financial Balance	0	0	0	0
Earnings Before Tax	116 000	5 000	−29 000	−200 000
Tax	0	0	0	0
Net Income	116 000	5 000	−29 000	−200 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	0	0	0	0
Total Current Assets	214 000	128 000	112 000	120 000
Total Assets	214 000	128 000	112 000	120 000
Total Retained Equity	−1 586 000	−1 702 000	−1 967 000	−1 938 000
Total Equity	−1 286 000	−1 402 000	−1 667 000	−1 637 000
Total Long-Term Debt	1 410 000	1 410 000	0	0
Total Current Debt	91 000	120 000	1 778 000	1 758 000
Total Equity and Debt	214 000	128 000	112 000	120 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	0	0	0	0
Other Income	710 000	650 000	668 000	532 000
Revenue	710 000	650 000	668 000	532 000
Cost of Goods Sold	0	0	0	0
Salary Costs	519 000	595 000	565 000	635 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	594 000	646 000	697 000	732 000
Operating Profit	116 000	5 000	−29 000	−200 000
Financial Income	0	0	0	0
Financial Costs	0	0	0	0
Financial Balance	0	0	0	0
Dividends	0	0	0	0
Net Income	116 000	5 000	−29 000	−200 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	0	0	0	0
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	157 000	127 000	41 000	20 000
Total Current Assets	214 000	128 000	112 000	120 000
Total Assets	214 000	128 000	112 000	120 000
Total Equity	−1 286 000	−1 402 000	−1 667 000	−1 637 000
Short-Term Group Debt	0	0	1 670 000	1 670 000
Total Long-Term Debt	1 410 000	1 410 000	0	0
Creditors	12 000	5 000	8 000	10 000
Unpaid Taxes	33 000	64 000	44 000	24 000
Dividends	0	0	0	0
Other Current Debt	46 000	51 000	56 000	54 000
Total Current Debt	91 000	120 000	1 778 000	1 758 000
Total Equity and Debt	214 000	128 000	112 000	120 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−9,02 %	−0,36 %	1,74 %	12,22 %
Debt-to-Equity Ratio	−1,1	−1,01	−0	−0
Operating Profit Margin	16,34 %	0,77 %	−4,34 %	−37,59 %
Current Ratio	2,35	1,07	0,06	0,07
Quick Ratio	2,35	1,07	0,06	0,07
Equity Ratio	−6,01	−10,95	−14,88	−13,64
Gross Profit Margin	100 %	100 %	100 %	100 %