FINANS NORGE FORSIKRINGSDRIFT

0253 OSLO

Finances

Share Ownership

Return on Equity

34,15 %

Current Ratio

1,32

Debt-to-Equity Ratio

0,38

Key figures (NOK)	2022	2021	2020	2019
Revenue	166 184 000	147 368 000	136 066 000	126 250 000
Net Income	5 112 000	624 000	5 492 000	−1 090 000
Total Assets	58 634 000	47 179 000	45 746 000	38 277 000
Total Equity	14 970 000	9 858 000	9 234 000	3 742 000

Income (NOK)	2022	2021	2020	2019
Revenue	166 184 000	147 368 000	136 066 000	126 250 000
Expenditure	159 567 000	146 720 000	129 985 000	127 559 000
Operating Profit	6 617 000	647 000	6 081 000	−1 309 000
Financial Income	291 000	93 000	94 000	210 000
Financial Costs	214 000	74 000	0	0
Financial Balance	77 000	19 000	94 000	210 000
Earnings Before Tax	6 693 000	667 000	6 175 000	−1 099 000
Tax	1 581 000	43 000	683 000	−9 000
Net Income	5 112 000	624 000	5 492 000	−1 090 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	8 497 000	9 448 000	7 569 000	7 028 000
Total Current Assets	50 137 000	37 731 000	38 177 000	31 249 000
Total Assets	58 634 000	47 179 000	45 746 000	38 277 000
Total Retained Equity	14 970 000	9 858 000	9 234 000	3 742 000
Total Equity	14 970 000	9 858 000	9 234 000	3 742 000
Total Long-Term Debt	5 645 000	6 716 000	6 789 000	5 690 000
Total Current Debt	38 019 000	30 604 000	29 722 000	28 845 000
Total Equity and Debt	58 634 000	47 179 000	45 746 000	38 277 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	28 190 000	0	0	0
Other Income	137 994 000	147 368 000	136 066 000	126 250 000
Revenue	166 184 000	147 368 000	136 066 000	126 250 000
Cost of Goods Sold	0	0	0	0
Salary Costs	60 228 000	55 094 000	46 578 000	39 155 000
Depreciation	1 857 000	1 526 000	1 200 000	916 000
Impairment	0	0	0	0
Expenditure	159 567 000	146 720 000	129 985 000	127 559 000
Operating Profit	6 617 000	647 000	6 081 000	−1 309 000
Financial Income	291 000	93 000	94 000	210 000
Financial Costs	214 000	74 000	0	0
Financial Balance	77 000	19 000	94 000	210 000
Dividends	0	0	0	0
Net Income	5 112 000	624 000	5 492 000	−1 090 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	8 497 000	9 448 000	7 569 000	7 028 000
Total Tangible Assets	8 497 000	9 448 000	7 569 000	7 028 000
Total Fiancial Fixed Assets	0	0	0	0
Total Fixed Assets	8 497 000	9 448 000	7 569 000	7 028 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	18 235 000	2 249 000	5 568 000	7 732 000
Total Current Assets	50 137 000	37 731 000	38 177 000	31 249 000
Total Assets	58 634 000	47 179 000	45 746 000	38 277 000
Total Equity	14 970 000	9 858 000	9 234 000	3 742 000
Short-Term Group Debt	1 146 000	0	0	0
Total Long-Term Debt	5 645 000	6 716 000	6 789 000	5 690 000
Creditors	16 302 000	15 452 000	11 155 000	13 512 000
Unpaid Taxes	12 511 000	6 547 000	5 602 000	5 685 000
Dividends	0	0	0	0
Other Current Debt	6 478 000	8 563 000	12 286 000	9 648 000
Total Current Debt	38 019 000	30 604 000	29 722 000	28 845 000
Total Equity and Debt	58 634 000	47 179 000	45 746 000	38 277 000

Financial indicators	2022	2021	2020	2019
Return on Equity	34,15 %	6,33 %	59,48 %	−29,13 %
Debt-to-Equity Ratio	0,38	0,68	0,74	1,52
Operating Profit Margin	3,98 %	0,44 %	4,47 %	−1,04 %
Current Ratio	1,32	1,23	1,28	1,08
Quick Ratio	1,32	1,23	1,28	1,08
Equity Ratio	0,26	0,21	0,2	0,1
Gross Profit Margin	100 %	100 %	100 %	100 %