VESTBO FINANS AS

5004 BERGEN

Finances

Share Ownership

Return on Equity

4,53 %

Current Ratio

0,74

Debt-to-Equity Ratio

0,01

Key figures (NOK)	2022	2021	2020	2019
Revenue	512 000	297 000	296 000	285 000
Net Income	3 226 000	1 506 000	2 679 000	3 493 000
Total Assets	248 141 000	254 480 000	323 734 000	302 441 000
Total Equity	71 285 000	69 064 000	68 892 000	66 254 000

Income (NOK)	2022	2021	2020	2019
Revenue	512 000	297 000	296 000	285 000
Expenditure	2 122 000	1 943 000	1 826 000	1 518 000
Operating Profit	−1 610 000	−1 646 000	−1 531 000	−1 234 000
Financial Income	7 212 000	4 035 000	6 215 000	6 751 000
Financial Costs	1 300 000	380 000	1 125 000	976 000
Financial Balance	5 912 000	3 655 000	5 090 000	5 775 000
Earnings Before Tax	4 301 000	2 008 000	3 559 000	4 542 000
Tax	1 076 000	502 000	880 000	1 048 000
Net Income	3 226 000	1 506 000	2 679 000	3 493 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	117 145 000	133 892 000	240 839 000	209 979 000
Total Current Assets	130 996 000	120 589 000	82 895 000	92 462 000
Total Assets	248 141 000	254 480 000	323 734 000	302 441 000
Total Retained Equity	13 285 000	11 064 000	10 892 000	8 254 000
Total Equity	71 285 000	69 064 000	68 892 000	66 254 000
Total Long-Term Debt	694 000	221 000	0	0
Total Current Debt	176 162 000	185 195 000	254 842 000	236 187 000
Total Equity and Debt	248 141 000	254 480 000	323 734 000	302 441 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	512 000	297 000	296 000	285 000
Other Income	0	0	0	0
Revenue	512 000	297 000	296 000	285 000
Cost of Goods Sold	0	0	0	0
Salary Costs	577 000	494 000	467 000	459 000
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	2 122 000	1 943 000	1 826 000	1 518 000
Operating Profit	−1 610 000	−1 646 000	−1 531 000	−1 234 000
Financial Income	7 212 000	4 035 000	6 215 000	6 751 000
Financial Costs	1 300 000	380 000	1 125 000	976 000
Financial Balance	5 912 000	3 655 000	5 090 000	5 775 000
Dividends	0	0	0	1 747 000
Net Income	3 226 000	1 506 000	2 679 000	3 493 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	25 000
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	117 145 000	133 892 000	240 839 000	209 954 000
Total Fixed Assets	117 145 000	133 892 000	240 839 000	209 979 000
Stock	0	0	0	0
Total Investments	0	0	0	0
Cash, Bank	126 482 000	117 211 000	77 617 000	87 291 000
Total Current Assets	130 996 000	120 589 000	82 895 000	92 462 000
Total Assets	248 141 000	254 480 000	323 734 000	302 441 000
Total Equity	71 285 000	69 064 000	68 892 000	66 254 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	694 000	221 000	0	0
Creditors	139 000	290 000	181 000	56 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	1 747 000
Other Current Debt	175 421 000	184 623 000	9 527 000	13 045 000
Total Current Debt	176 162 000	185 195 000	254 842 000	236 187 000
Total Equity and Debt	248 141 000	254 480 000	323 734 000	302 441 000

Financial indicators	2022	2021	2020	2019
Return on Equity	4,53 %	2,18 %	3,89 %	5,27 %
Debt-to-Equity Ratio	0,01	0	0	0
Operating Profit Margin	−314,45 %	−554,21 %	−517,23 %	−432,98 %
Current Ratio	0,74	0,65	0,33	0,39
Quick Ratio	0,74	0,65	0,33	0,39
Equity Ratio	0,29	0,27	0,21	0,22
Gross Profit Margin	100 %	100 %	100 %	100 %