EQUINOR INSURANCE AS

4035 STAVANGER

Finances

Return on Equity

−3,74 %

Current Ratio

21,52

Debt-to-Equity Ratio

0,26

Key figures (NOK)	2022	2021	2020	2019
Revenue	1 013 315 000	1 008 010 000	884 803 000	768 114 000
Net Income	−817 267 000	1 471 106 000	47 237 000	2 460 926 000
Total Assets	28 726 635 000	29 495 955 000	32 875 321 000	27 816 947 000
Total Equity	21 823 352 000	22 165 369 000	20 666 570 000	21 668 294 000

Income (NOK)	2022	2021	2020	2019
Revenue	1 013 315 000	1 008 010 000	884 803 000	768 114 000
Expenditure	0	0	0	0
Operating Profit	−93 176 000	−106 523 000	−1 618 026 000	672 598 000
Financial Income	−807 511 000	1 697 929 000	1 829 142 000	2 111 490 000
Financial Costs	35 947 000	49 659 000	88 799 000	13 812 000
Financial Balance	−843 458 000	1 648 270 000	1 740 343 000	2 097 678 000
Earnings Before Tax	−927 060 000	1 541 979 000	123 388 000	2 774 063 000
Tax	−109 793 000	70 873 000	76 151 000	313 137 000
Net Income	−817 267 000	1 471 106 000	47 237 000	2 460 926 000

Balance (NOK)	2022	2021	2020	2019
Total Fixed Assets	4 309 069 000	4 240 829 000	5 108 574 000	2 620 451 000
Total Current Assets	24 417 566 000	25 255 126 000	27 766 747 000	25 196 496 000
Total Assets	28 726 635 000	29 495 955 000	32 875 321 000	27 816 947 000
Total Retained Equity	14 564 657 000	15 381 925 000	14 983 126 000	17 044 240 000
Total Equity	21 823 352 000	22 165 369 000	20 666 570 000	21 668 294 000
Total Long-Term Debt	5 768 843 000	5 890 620 000	8 031 451 000	4 536 698 000
Total Current Debt	1 134 441 000	1 439 968 000	4 177 299 000	1 611 955 000
Total Equity and Debt	28 726 636 000	29 495 957 000	32 875 320 000	27 816 947 000

Cash flow (NOK)	2022	2021	2020	2019
Sales Income	1 013 307 000	1 008 002 000	884 794 000	768 114 000
Other Income	8 000	8 000	9 000	0
Revenue	1 013 315 000	1 008 010 000	884 803 000	768 114 000
Cost of Goods Sold	0	0	0	0
Salary Costs	0	0	0	0
Depreciation	0	0	0	0
Impairment	0	0	0	0
Expenditure	0	0	0	0
Operating Profit	−93 176 000	−106 523 000	−1 618 026 000	672 598 000
Financial Income	−807 511 000	1 697 929 000	1 829 142 000	2 111 490 000
Financial Costs	35 947 000	49 659 000	88 799 000	13 812 000
Financial Balance	−843 458 000	1 648 270 000	1 740 343 000	2 097 678 000
Dividends	0	0	0	0
Net Income	−817 267 000	1 471 106 000	47 237 000	2 460 926 000

Balance details (NOK)	2022	2021	2020	2019
Goodwill	0	0	0	0
Total Intangible Assets	0	0	0	0
Real Eastate	0	0	0	0
Machinery and Plant Facilities	0	0	0	0
Fixtures	0	0	0	0
Total Tangible Assets	0	0	0	0
Total Fiancial Fixed Assets	4 120 486 000	4 090 829 000	4 986 184 000	1 891 451 000
Total Fixed Assets	4 309 069 000	4 240 829 000	5 108 574 000	2 620 451 000
Stock	0	0	0	0
Total Investments	22 321 529 000	23 262 961 000	25 033 993 000	24 301 556 000
Cash, Bank	0	0	0	0
Total Current Assets	24 417 566 000	25 255 126 000	27 766 747 000	25 196 496 000
Total Assets	28 726 635 000	29 495 955 000	32 875 321 000	27 816 947 000
Total Equity	21 823 352 000	22 165 369 000	20 666 570 000	21 668 294 000
Short-Term Group Debt	0	0	0	0
Total Long-Term Debt	5 768 843 000	5 890 620 000	8 031 451 000	4 536 698 000
Creditors	998 471 000	0	0	1 935 000
Unpaid Taxes	0	0	0	0
Dividends	0	0	0	0
Other Current Debt	17 737 000	1 386 848 000	4 161 598 000	1 601 502 000
Total Current Debt	1 134 441 000	1 439 968 000	4 177 299 000	1 611 955 000
Total Equity and Debt	28 726 636 000	29 495 957 000	32 875 320 000	27 816 947 000

Financial indicators	2022	2021	2020	2019
Return on Equity	−3,74 %	6,64 %	0,23 %	11,36 %
Debt-to-Equity Ratio	0,26	0,27	0,39	0,21
Operating Profit Margin	−9,2 %	−10,57 %	−182,87 %	87,56 %
Current Ratio	21,52	17,54	6,65	15,63
Quick Ratio	21,52	17,54	6,65	15,63
Equity Ratio	0,76	0,75	0,63	0,78
Gross Profit Margin	100 %	100 %	100 %	100 %